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[wbscc.wb.gov.in] Student Credit Card Scheme 2021 West Bengal: Online Registration, Objectives, Eligibility & Benefits

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Short Info: [Apply Online] Student Credit Card West Bengal (SCCWB) 10 Lakh Loan 2021 – WB Student Credit Card Online Registration, Student Credit Card Prokolpo/ Prakalpa Scheme Application Form PDF Download, WB Student Loan Credit Card Yojana Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website https://wbscc.wbscc.wb.gov.in/, banglaruchchashiksha.wb.gov.in. পশ্চিমবঙ্গ স্টুডেন্ট ক্রেডিট কার্ড অনলাইন আবেদন, নিবন্ধকরণ ফর্ম, উদ্দেশ্য, যোগ্যতা, সুবিধা.

Short Scheme Details: West Bengal Student Credit Card Scheme 2021
Name of Scheme Student Credit Card West Bengal
Application Status Active
Scheme Benefit Provide loans up to Rs 10 lakh will be given for studies
Scheme Published On 06/27/2021
Scheme Updated on 07/19/2021

Table of Content

পশ্চিমবঙ্গ স্টুডেন্ট ক্রেডিট কার্ড 2021: Student Credit Card WB List, Loan Status News Update

Latest News Update: पश्चिम बंगाल छात्र क्रेडिट कार्ड योजना | WB Student Loan Credit Card Yojana Check Status Online
Important Message: Collateral security free loan up to ₹10 Lakhs
 
  • স্টুডেন্ট ক্রেডিট কার্ড: West Bengal Student Credit Card: Loan up to Rs 10 lakh, benefits up to 40 years, approval of Student Credit Card Scheme
  • A soft loan of up to Rs 10 lakh can be obtained for higher studies with the help of student credit card.
  • Students of class 10th or above can take a soft loan of up to Rs 10 lakh at very low interest for higher studies with the help of credit card.

West Bengal Student Credit Card Scheme 2021 SCC WB Apply Online @wbscc.wb.gov.in

Summary: The West Bengal Cabinet approved the Student Credit Card scheme, which the Trinamool Congress had promised in its election manifesto. The student credit card scheme will be launched in the state on June 30.

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Under this Scheme, A student can get a soft loan of up to 10 lakh to pursue higher studies with the help of a credit card. Anyone who has spent 10 years in West Bengal can avail of the benefits of it. The loan will be available for undergraduate, postgraduate, doctoral, and post-doctoral studies in India or abroad.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Student Credit Card West Bengal 2021” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Student Credit Card West Bengal 2021 – Overview
Name of Scheme Student Credit Card West Bengal (SCCWB) 
in Language পশ্চিমবঙ্গ স্টুডেন্ট ক্রেডিট কার্ড
Under this Scheme Arthik Shujog, Shobol Jubo
Launched by Government of West Bengal
Beneficiaries Students of West Bengal
Major Benefit Provide loans up to Rs 10 lakh will be given for studies
Scheme Objective To provide help to students for higher studies.
Loan Amount up to Rs. 10 lakh
Interest Rate 4%
Applicable Courses Undergraduate (UG), Postgraduate (PG), doctoral and post-doctoral study
Scheme under State Government
Name of State West Bengal
Post Category Scheme/ Yojana/ Yojna
Official Website wbscc.wb.gov.in, banglaruchchashiksha.wb.gov.in
Important Dates
Event Dates
Launched Date June 30, 2021
Starting Date to Apply Online
Last Date to Apply Online
Important Links
Event Links
Apply Online  Registration Format Login
Notification Click Here
Student Credit Card West Bengal 2021 Official Website

স্টুডেন্ট ক্রেডিট কার্ড Student Credit Card West Bengal Online Registration Process @banglaruchchashiksha.wb.gov.in

Students can take a loan of up to 10 lakh rupees. Credit card benefits are available up to the age of 40. The government will be the guarantor of the credit card. Students can take loans for higher education with credit cards. Students who have been living in West Bengal for 10 years can take advantage of this scheme. It is worth noting that loans can be taken for undergraduate, postgraduate, doctoral and post-doctoral studies in India or abroad. Getting the loan will be a very simple process. This card can also be taken online.

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Student Credit Card West Bengal Application Form 2021

Step 1- Visit the Official Website of Student Credit Card West Bengal i.e. wbscc.wbscc.wb.gov.in. or banglaruchchashiksha.wb.gov.in.

Step 2- On the Homepage, Search for Student Credit Card Registration and Click on Student Registration.

https://wbscc.wbscc.wb.gov.in/assets/SCC%20Schme%20Gazette%20Notification.pdf

Read the Scheme information.

Step 3- The Student Registration Form page will be displayed on the screen.

Step 4- Now enter the required details (Mention all the details such as Basic Details (Applicant Name, Date of Birth, Gender, Aadhaar No) , Present Course of Study, Contact Details (Mobile No, Email ID) , Password.)

Step 5- Click on Register Button and registration details show on the screen.

Further, Apply for the “Student Credit Card West Bengal” Scheme and Complete the process.

Note: The work of implementing the West Bengal Student Credit Card Scheme will start soon. The first thing is the government. To register the beneficiaries of the West Bengal SCC Scheme. It has been estimated that there will be a total of 1.5 crore beneficiaries in this scheme.

Student Login

Step 1- Visit the Official Website of Student Credit Card West Bengal i.e. wbscc.wbscc.wb.gov.in.

Step 2- On the Homepage, Click on Student Login.

Step 3- The Student Login page will be displayed on the screen.

Step 4- Now enter Student Applicant ID and Password.

Step 5- After this, Click on login button for access Student Loan Page.

Required Document for Student Credit Card West Bengal

Important Document to Apply Online
  • Identity Proof (Aadhaar Card / PAN card / Passport Copy)
  • Family Income Certificate
  • Proof of Address
  • Two passport Size Photo
  • 10th and 12th Class Marks Sheet
  • Phone Number
  • Email ID
  • The Document for enrolled or selected for enrolment for pursuing higher education

West Bengal Student Credit Card Scheme Bengal Eligibility Criteria

Beneficiary Guidelines
  • The applicant must have spent 10 years in West Bengal.
  • The loans will be eligible for undergraduate, postgraduate, doctoral, and post-doctoral study in India or abroad.
  • One person is eligible for the scheme till 40 years of age.
  • Fifteen years will be given to a student to repay the loan after getting a job.

Student Credit Card West Bengal 2021: SCC WB Online Application Form

ABOUT SCHEME
Student Credit Card West Bengal 2021: SCC WB West Bengal Student Credit Card Scheme Online Application Form PDF Download The state cabinet headed by Mamata Banerjee has cleared the new student credit card scheme. The Chief Minister announced that under this project, students will get a loan facility up to Rs 10 lakh. The validity of the card will be up to 40 years. After getting the job, the student taking the loan will be given fifteen years to repay the loan.

 

There are various schemes for the students like Kanyashree for the female students, Aikyashree for the minority students and Sikshashree for the SC students. Mamta Banerjee has also started a scheme to give 10 thousand rupees annually to the farmers under the Krishak Bandhu scheme.

Arthik Sujog, Shobol Jubo

A new West Bengal Student Credit Card Scheme will be launched for all eligible students to make the youth of Bengal self-reliant. Student credit cards with a credit limit of up to ₹10 lakh will be provided at an interest rate of 4%.

Objectives of Student Credit Card West Bengal Scheme 2021

SCHEME OBJECTIVE
  • From professional courses, diploma to post-graduation and Ph.D. and post-doctoral courses, they can pursue their dream with the help of this credit card with a limit of Rs 10 lakh.
  • The new scheme will also come as a relief for parents of the students.

 WB Student Loan Credit Card Yojana Major Benefits

BENEFICIARY BENEFITS
  • West Bengal Cabinet approves Student Credit Card scheme.
  • A student can get a soft loan of up to Rs 10 lakh to pursue higher studies with the help of a credit card.
  • It is very easy to obtain. This card can be taken online.
  • The new credit card will help students get a credit up to Rs 10 lakh from the banks without a personal guarantor, as the state government will provide the guarantee.
  • It is a soft loan for the student. the students can refund the money within a period of 15 years.

Key Features of WB Student Loan Credit Card Yojana

SCHEME FEATURES
  • The scheme for giving Student Credit Card WB will be launched from June 30.
  • In the meeting of the state cabinet, the proposal to give students credit card to the students for studies was approved.
  • Under this card, any student up to the age of 24 years can take a loan of up to Rs 10 lakh at minimum interest. These credit cards can be taken from class 10th onwards.
  • This credit card can be taken for undergraduate, postgraduate, research purposes.
  • All those who are living at least 10 years in West Bengal will be able to study in any institution in the country or abroad with this money.
  • If you get a job then you will get 15 years to repay this loan at low interest, under the Student Credit Card West Bengal Scheme.
  • How to apply and how to get this card will be announced after the start of the project on 30th June.

West Bengal Student Credit Card Scheme Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
You can directly contact the Help desk of your Institution or may also contact
the State Help Desk (Toll free no. 18001028014, Support mail ID: [email protected])

 

State Helpline

Tollfree Number Email Address
1800-102-8014 [email protected]

Department of Higher Education, Government of West Bengal

Mr. Jaydip Mukhopadhyay, WBCS (Exe), Special Secretary, Higher Education Department, Government of West Bengal 7439088575
Mr. Jayanta Dhali, Senior Law Officer, Higher Education Department, Government of West Bengal 9434423568

FAQ:

What is the official website for registration of students under the West Bengal Student’s Credit Card Scheme?

Visit official website for the Higher Education Department https:// banglaruchchashiksha.wb.gov.in or https://wb.gov.in and click on tab STUDENT CREDIT CARD or visit https://wbscc.wb.gov.in

What is Student Credit Card Scheme West Bengal?

West Bengal launched its ‘Student Credit Card’ on June 30. Under the scheme, a student will be eligible for a soft loan of up to Rs 10 lakh for higher studies. 

Can I study abroad using Student Credit Card Scheme West Bengal?

You Can Study Abroad Using Student Credit Card Scheme West Bengal Up To Ph.D. Or Post-Doctoral Level.

Who are eligible for the student loan provided by the West Bengal government for higher studies?

The students should be pursuing their Under Graduate, Post Graduate, Doctoral, or Post-Doctorial Courses in India or Abroad to apply for this scheme.

Which bank gives credit cards to students?

At Present, Credit Cards For Students Are Only Offered By Some Private Banks Such As ICICI Bank, HDFC Bank And Axis Bank.

What is the interest rate that students should pay for availing this scheme

The student can apply for a credit limit of up to Rs 10 lakh. An interest rate of 4 percent will be levied on the loan.

What is the period in which the applicants should repay the student education loan in return?

 A student will get 15 years to repay the loan after getting the job.

What is the help desk number relating to SCC scheme? Is there any support mail ID?

State Help Desk no. of the SCC scheme is18001028014 (Toll free) Support mail ID: [email protected]

Will the student get any confirmation after registration in the portal through SMS or e mail?

Yes, the student will get an SMS in her/his registered mobile number

Is there any requirement of furnishing the domicile certificate and Caste certificate for filling up the form under the Scheme?

No. There is no need to furnish the copy of domicile certificate and Caste certificate

Who will be considered as a resident of West Bengal for the purpose of SCC scheme?

If the student or his family is residing in the State of West Bengal at least for a period of 10 (Ten) years preceding the date of application, she/he shall be considered as a resident of the State under this scheme.

What is the maximum amount of loan eligible under the scheme?

Maximum amount of loan eligible under the scheme is Rs. 10(ten) lakhs.

Do I need to get any No Objection certificate from my institution before applying for the loan?

No, there is no need for obtaining any NOC from the institution.

How I will receive the information to know if my loan application is approved?

You will receive SMS in your registered mobile number.

How I will receive the Student Credit Card if issued to me?

You will receive the Card from the lending bank when sanctioned.

Please provide the details of grievance cell, if any

For lodging any grievance relating to SCC scheme, you may contact the following State Help Desk No. 18001028014
Support mail id- [email protected]

35 thoughts on “[wbscc.wb.gov.in] Student Credit Card Scheme 2021 West Bengal: Online Registration, Objectives, Eligibility & Benefits”

  1. I had applied for minority loan,am i able to take advantage of the student credit card loan for studying mbbs from abroad

    Reply
  2. STUDENT CREDIT CARD IS ONE OF THE BEST STEP IN EDUCATION. THANKS TO OUR RESPECTED CHIEF MINISTER SMT. MAMATA BANERJEE.

    Reply
  3. A, Any Central Govt.or State Govt. employee whose monthly income less the forty thousand.
    B. No. of family members is six.
    C. Two sons or daughters taking higher education
    Can eligible for student credit card.

    Reply
  4. Our Honorable C.M, Govt. of W.B is the best C.M. in the world who thinks for every one.
    we are proud of our C.M for her grass root level thinking.

    Reply
  5. I try to apply for students credit card still from yesterday evening I gave all my details but I not gave my middle name because I haven’t so that’s why I can’t submit the form so that means those people haven’t middle name they don’t get this facility I have a humble request to my Hon. CM mam to see these problems.

    Reply
  6. Actually am perusing MBA (PG) in private college but unfortunately i applied loan for b, com (UG) . so how can i edit such information in application form.
    please help me to do some
    if any one know about this so please help me or contact me – 9679303257
    please anyone know then contact me immediately

    Reply
  7. I want to study abroad for pg but in the registration form,the state that needs to be selected contains only indian states. Anyone please help.

    Reply
  8. I need a loan to study abroad but I have not been able to even register till now as only the colleges and states of India are there in the list
    Please give the ‘other’ option .

    Reply

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