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Rashtriya Swasthya Bima Yojana 2021: Online Registration, Objectives, Eligibility & Benefits

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Short Info: [Apply Online] Rashtriya Swasthya Bima Yojana (RSBY) 2021 – National Health Insurance Scheme Online Registration, Rashtriya Swasthya Bima Yojana Application Form PDF Download, Eligibility, Hospital List, Death Claim, Beneficiary List, Rashtriya Swasthya pradhikaran card Download Name Check, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website www.rsby.gov.in. राष्ट्रीय स्वास्थ्य बीमा योजना ऑनलाइन आवेदन, आरएसबीवाय ऑनलाइन पंजीकरण, रजिस्ट्रेशन फॉर्म, उद्देश्य, पात्रता, लाभ.

Short Scheme Details:
Name of Scheme Rashtriya Swasthya Bima Yojana
Application Status Active
Scheme Benefit Cashless transactions at the empanelled hospital and portability of benefits
Scheme Published On 03/24/2021
Scheme Updated on  07/29/2021

Table of Content

राष्ट्रीय स्वास्थ्य बीमा योजना 2021: Rashtriya Swasthya Bima Yojana List, Status News Update

Latest News Update: Rashtriya Swasthya Bima Yojana card Kaise Banaye
To provide medical protection to them, health insurance will be provided by the central government for an amount of Rs. 30000.

Rashtriya Swasthya Bima Yojana 2021 Apply Online @www.rsby.gov.in

Summary: Rashtriya Swasthya Bima Yojana (RSBY) has been launched by the Ministry of Labour and Employment, Government of India to provide health insurance coverage for Below Poverty Line (BPL) families. The objective of RSBY is to provide protection to BPL households from financial liabilities arising out of health shocks that involve hospitalization.

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All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Rashtriya Swasthya Bima Yojana 2021” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Rashtriya Swasthya Bima Yojana 2021 – Overview
Name of Scheme Rashtriya Swasthya Bima Yojana (RSBY)
in Language राष्ट्रीय स्वास्थ्य बीमा योजना
Launched by By the central government
Beneficiaries Poor people of the country
Major Benefit Cashless transactions at the empanelled hospital and portability of benefits
Scheme Objective Providing health insurance to poor citizens
Scheme under Central Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website www.rsby.gov.in
Important Dates
Event Dates
Starting Date to Apply Online
Last Date to Apply Online
Important Links
Event Links
Notification Click Here
Rashtriya Swasthya Bima Yojana 2021 Official Website

RSBY Rashtriya Swasthya Bima Yojana Online Registration Process

RSBY is a Government-sponsored scheme for the BPL population of India. The majority of the financing, about 75 percent, is provided by the Government of India (GOI), while the remainder is paid by the respective state government. The government of India’s contribution is 90 percent in the case of North-eastern states and Jammu and Kashmir and respective state Governments need to pay only 10% of the premium.

Rashtriya Swasthya Bima Yojana card Kaise Banaye

Initially only BPL families were covered under the scheme and now non-BPL categories namely MNREGA workers, building and other construction workers, more than 70% disability, street vendors, sanitation workers, auto rickshaw persons and taxi drivers, Weavers and artisans and contract workers are also included under the scheme.

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Rashtriya Swasthya Bima Yojana Application Form 2021

Step 1- Firstly, the health insurance company receives a digital list of all the eligible individuals falling under the BPL criteria in a pre-specified data format

Step 2- An enrollment schedule for each village, along with dates, is prepared by the insurance company with the help of the district level officials.

Step 3- It will be the responsibility of the policy agents to contact the BPL families and encourage them to get a medical insurance policy. The insurance company will be responsible for listing the logo under the scheme.

Step 4- This list is then posted in each village at the prominent enrollment stations. These stations are equipped by the insurer with the hardware required to collect biometric information (fingerprints) and photographs of the members of the household covered and a printer to print smart cards with a photo.

Step 5- The procedure for the collection of biometrics and photographs of every member of the BPL family comes next. The beneficiary has to register for the scheme with Rs. 30.

Step 6- The process normally takes less than ten minutes. The cards are handed over in a plastic cover.

Step 7- The enrolment has to be done in the presence of a field key officer or a government officer and a representative of the insurance company to attest for the enrolments legitimacy. A consolidated list is then sent to the state nodal agency.

Step 8- This list of enrolled households is maintained centrally and is the basis for financial transfers from the Government of India to the state governments.

Required Document for Rashtriya Swasthya Bima Yojana

Important Document to Apply Online
  • Applicant’s Aadhar Card
  • Ration card
  • BPL certificate
  • Income certificate
  • Address proof
  • Mobile number
  • Passport size photo

Rashtriya Swasthya Bima Yojana Eligibility Criteria

Beneficiary Guidelines
  • Applicant must be a resident of India.
  • Unorganized sector workers belonging to BPL category and their family members (a family unit of five) shall be the beneficiaries under the scheme.
  • It will be the responsibility of the implementing agencies to verify the eligibility of the unorganized sector workers and his family members who are proposed to be benefited under the scheme.
  • The beneficiaries will be issued smart cards for the purpose of identification.

Rashtriya Swasthya Bima Yojana 2021: RSBY Smart Card Online Application Form

About Rashtriya Swasthya Bima Yojana
Rashtriya Swasthya Bima Yojana 2021: Online Application Form PDF Download – Construction workers originally come from the poorer section of the society and most do not have housing facilities. They do not even have enough money to make their own housing Under the housing schemes run by the Central / State Government, families below the poverty line are usually recurring. Most of the construction workers are poor, but their name is registered in the BPL list.

RSBY Smart Card

Smart card is used for a variety of activities like identification of the beneficiary through photograph and fingerprints, information regarding the patient. The most important function of the smart card is that it enables cashless transactions at the empanelled hospital and portability of benefits across the country.

It is a cashless scheme provided through smart card. The scheme has been prepared by the Government of India, Ministry of Labor and Employment, covering more than 1100 diseases, covering all RSBY smart card holders with a health insurance coverage of R30,000 (maximum five members) on a family floater basis over the policy period ) Provides. The premium is being shared between the Center and the state in the ratio of 75:25.

Claim Settlement Procedure

Once the treatment is taken by the patient, the empanelled hospital will send an electronic report to the Third Party Administrator (TPA) or the insurance provider. The TPA or the insurer will then go through the information records and will pay off the hospital within the stipulated time based on the agreement between the hospital and the insurer.

Rashtriya Swasthya Bima Yojana (RSBY) Also Covers

  • Building and other construction workers registered with the Welfare Boards
  • Licensed Railway Porters
  • Street Vendors
  • MNREGA workers who have worked for more than 15 days during the preceding financial year
  • Beedi Workers
  • Domestic Workers
  • Sanitation Workers
  • Mine Workers
  • Rickshaw pullers
  • Rag pickers
  • Auto/Taxi Driver

Objectives of Rashtriya Swasthya Bima Yojana 2021

SCHEME OBJECTIVE
The basic objective of the scheme is to provide grants / assistance to the registered workers and their families working in the building and other construction processes for residential facility.

Major Benefits

BENEFICIARY BENEFITS
  • The expenditure on 100% critical care is being paid by the state government.
  • The central and state governments will provide medical insurance premiums. The policyholder will have to pay Rs 30 to get the card. This amount will be used to renew the card.
  • Unorganized sector workers and their families (a unit of five) will be included under the scheme.
  • Under this scheme, free treatment will be available only in those hospitals which will be selected by the government.
  • The Rashtriya Swasthya Bima Yojana allows the beneficiaries of the BPL households and workers in the unspecified sectors, to select health care options from public and private hospitals.
  • The insured easily get treatment in the best hospitals as the scheme offers the healthcare providers significant revenue.

Key Features of RSBY Scheme

SCHEME FEATURES
  • Beneficiaries need to pay only Rs. 30 as the registration fee. This amount shall be used for incurring administrative expenses under the scheme.
  • There is no age limit for coverage under this scheme.
  • Under Rashtriya Swasthya Bima Yojana, the workers of unorganized sectors will be provided health insurance of Rs 30000 by the government.
  • Cashless attendance to all covered ailments
  • Hospitalization expenses, taking care of most common illnesses with as few exclusions as possible
  • All pre-existing diseases to be covered
  • Transportation costs (actual with a maximum limit of Rs. 100 per visit) within an overall limit of Rs. 1000.
  • The scheme is a family floater cover, providing complete medical coverage for everyone in the family.
  • The insured families will be issued a smart card containing the biometric details of the insured.

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
Please email [email protected] for your queries and suggestions.

3 thoughts on “Rashtriya Swasthya Bima Yojana 2021: Online Registration, Objectives, Eligibility & Benefits”

  1. പരസവം നിർത്താൻ ഉഭയോഗിക്കൻ പറ്റുമോ ആർ സ് ബി വൈ കാർഡിൽ sogarea ഹോസ്പി്റാലിൽ

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