Rajasthan Karj Mafi Yojana List 2021: Check Online Beneficiary List – District Wise

• Rajasthan government is releasing the soon-to-be farmer loan waiver list. Applications are being invited by the state government under the Kisan loan waiver scheme. As you will know that Rajasthan Government has recently announced Rajasthan Kisan Karj Mafi Yoajan for farmers.
• The new Chief Minister Ashok Gehlot has announced to waive farmers’ loans up to Rs 2 lakh. It can come to the government with an additional up to Rs 18 thousand crores.

• The Rajasthan Kisan loan waiver scheme is only for the native farmers.
• The applicant farmer must also have a Domicile Certificate.
• Apart from this, it is mandatory for farmers to have a Voter Id Card.
• Along with this, it is also necessary for the farmer to have a copy of the bank from which the loan has been taken.

Implementation of Rajasthan debt waiver scheme

For the loan waiver of two lakh rupees, the government has created two categories of farmers. The first category includes small and marginal farmers owning up to 2 hectares of agricultural land. This category will include those farmers whose previous Vasundhara Raje government had waived loans up to Rs 50 thousand, the current government will forgive the remaining one and a half lakh rupees. In this way, the total debt of two lakh rupees of each farmer will be forgiven.

The second category includes those farmers who do not fall in the category of small and marginal, but during the tenure of the previous government, debt was waived on a proportionate basis. The remaining amount will now be adjusted to the new debt waiver.

The government is also considering these things.

• The loan taken only for growing crops and farming will be forgiven.
• The government will not waive loans taken on agricultural implements.
• The debt of those farmers will not be forgiven. Who have more than two acres of land.
• Only cooperative banks’ debts will be forgiven. But the farmers who will be defaulter from national banks will get loan waiver up to Rs 2 lakh.
• The farmers will be selected according to the eligibility and their counting can be done on 31 November 2018.

KCC loan (Rajasthan Karj Mafi 2018)

According to banks, this amount of loan is only on Kisan Credit Card. This does not include any other loan taken by the farmer. This year, the then BJP government had waived 50 thousand rupees of interest-free crop loans from cooperative societies.

Rajasthan Kisan Karj Mafi Yojana List

There are about 59 lakh farmers in the state. 99 thousand crore rupees will be required to forgive these farmers. The banks have sought information about the total debt in 31 March 2018 and the debt position on 30 November 2018. So that it can be known how much amount is NPA.

• Small and marginal farmers will be benefited under Kisan loan waiver scheme Rajasthan.
• Economic crisis of all lower class farmers will be solved under Kisan loan redemption scheme.
• Under this scheme, crop loans of up to Rs 2 lakh will be waived for small and marginal farmers of the state.
• To take advantage of this scheme, farmers of the state should have up to 2 hectares of cultivable land.
• Small and marginal farmers of the state should have up to 2 hectares of arable land, only then can these farmers apply under this scheme.
• Under this debt waiver scheme of the Rajasthan government, farmers will also get help in buying better equipment for good agriculture.
• The farmers taking new loans will also get the benefit of insurance cover of Rs 10 lakh under Raj Sahkar Personal Accident Insurance Scheme.

• According to the order given above, the government will waive all the debts taken from cooperative banks.
• Private bank’s taxes will not be waived.
• The loan waiver will be calculated as on 31 November 2018.
• Apart from this, only two lakh rupees of loan taken from nationalized, scheduled banks, rural and commercial banks will be waived.
  
• With this, the additional burden of Rs 18000 thousand crores can be read on the Rajasthan government.
• The government can only waive short-term debt (Rajasthan Karj Mafi 2019). At present, about 59 lakh farmers of the state are in debt. Of which 47 lakh farmers have short term loans.