Pradhan Mantri Jan Dhan Yojana (PMJDY) 2021: Jan Dhan Account Opening Online Registration, Objectives, Eligibility & Benefits

|Apply Online| Pradhan Mantri Jan Dhan Yojana 2022: PMJDY Account Opening, Loan Application Form PDF

Short Info: प्रधानमंत्री जन धन योजना (पीएमजेडीवाई) ऑनलाइन खाता खोले – [Apply Online] Pradhan Mantri Jan Dhan Yojana (PMJDY) 2,000 Rupees 2022 – Pradhanmantri Jan Dhan Loan Scheme Online Registration, SBI, BOB, ICICI Jan Dhan Yojana Account Opening Online Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website pmjdy.gov.in.

Short Scheme Details:
Name of Scheme Pradhan Mantri Jan Dhan Yojana
Application Status Active
Scheme Benefit Plan envisages universal access to banking facilities with at least one basic banking account

Table of Content

प्रधानमंत्री जन धन योजना (पीएमजेडीवाई) 2022: Pradhan Mantri Jan Dhan Yojana List, Status News Update

Latest News Update: किसान जन धन योजना लिस्ट, प्रधानमंत्री जन धन योजना का लाभ | किसान जन धन योजना लिस्ट
The Finance Ministry on Tuesday said that more than 41 crore people benefited from the Pradhan Mantri Jan Dhan Yojana (PMJDY), a flagship scheme of the government to promote financial inclusion.

As on January 6, 2021, the total number of Jan Dhan accounts stood at 41.6 crore.

Pradhan Mantri Jan Dhan Yojana 2022 Apply Online @pmjdy.gov.in

Summary: In the Central Government’s Pradhan Mantri Jan Dhan Yojana (प्रधानमंत्री जन धन योजना), people get many facilities. The scheme was launched in 2014, whose main objective is to connect the poorest of the poor to the banking system. The benefit of any scheme of the government is passed on to the people through this scheme. If you link Jan Dhan account with Aadhaar, then you can withdraw 5 thousand rupees even without balance (Jandhan Account Overdraft Facility).

If you want to open a Jan Dhan bank account, you can apply for it by going to any bank. But what to do if someone already has a savings account? Explain that if you already have a savings account, then you can also convert it into a Jan Dhan account. Let’s know its way.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Pradhan Mantri Jan Dhan Yojana 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Pradhan Mantri Jan Dhan Yojana 2022 – Overview
Name of Scheme Pradhan Mantri Jan Dhan Yojana (PMJDY)
in Language प्रधानमंत्री जन धन योजना (पीएमजेडीवाई)
Launched by By Prime Minister Shri Narendra Modi
Beneficiaries Citizen of India
Major Benefit Open Jan Dhan Account at zero balance
Scheme Objective Plan envisages universal access to banking facilities with at least one basic banking account
Scheme under Central Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website pmjdy.gov.in
Important Dates
Event Dates
Launch date 15 August 2014
Starting Date to Apply Online —
Last Date to Apply Online —
Important Links
Event Links
Apply Online
Notification Click Here
Pradhan Mantri Jan Dhan Yojana 2022 Official Website

Pradhan Mantri Jan Dhan Yojana Online Registration Process

The Jan Dhan Yojana, which was announced by Prime Minister Narendra Modi in his Independence Day address in 2014, was launched on August 28 in the same year. Overdraft (OD) limit too doubled to Rs 10,000 and facility of OD up to Rs 2,000 without conditions was brought in.

To open a Jan Dhan Yojana Account, you need to get the application form, that is available in both English and Hindi and is available on the official website of PMJDY (https://www.pmjdy.gov.in/scheme). Fill it up and submit it along with the necessary documents. The application form is called the financial inclusion account opening form. It consists of three sections where in you need to provide details of yourself, nominee and the bank where the account is being opened.

Jan Dhan Yojana Account Opening Form

Along with any of the above documents, you must also submit a duly filled application form. It is a simple and small form that requires the following details to be filled in-

– Basic identity details like name, address, Aadhaar number, PAN, occupation
– Annual income
– Number of dependents
– Details of assets, if any
– Existing bank account details of any family member/household

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

How to open PM Jan Dhan Account Online?

Step 1- Open a Jan Dhan account, you need a Driving License, Aadhar Card, Voter ID, Passport, PAN Card, any ID card issued by the Central or State Government, other than the MNREGA Job Card Can take.

Step 2- For opening the account, you can download its form from the official website pmjdy.gov.in or from the website of any bank.

Step 3- Fill the form completely, collect the necessary documents.

Step 4- You have to submit the documents to the nearest bank branch.

Step 5- After the documents are verified, your account will be opened.

How to convert old account to Jan Dhan account?

Step 1- It is very easy to convert old bank account into Jan Dhan account.

Step 2- For this go to your bank branch and fill a form there and apply for RuPay card.

Step 3- Complete the form and submit it to the bank.

Step 4- The bank will convert your old account into Jan Dhan account.

Step 5- In this way, your bank savings account will be converted into Jan Dhan account by just filling a form.

Step 6- Opening an account under the scheme is also very easy.

Bank login process

Step 1- Visit the Official Website of Pradhan Mantri Jan Dhan Yojana i.e. pmjdy.gov.in.

Step 2- On the Homepage, you have to click on the tab to the right to us.

Step 3- Now you have to click on the link for bank login.

Step 4- The Login page will be displayed on the screen.

Step 5- Now, you will have to enter the user-id and password.

Step 6- After this, you have to click on the sign-in button.

Step 7- This way you will be able to login.

SLBC login process

Step 1- Visit the Official Website of Pradhan Mantri Jan Dhan Yojana i.e. pmjdy.gov.in.

Step 2- On the Homepage, you have to click on the tab to the right to us.

Step 3- Now you have to click on the link for SLBC login.

Step 4- Now you have to click on the link to go to login.

Step 5- The login page will be displayed on the screen.

Step 6- Now, you will have to enter the user-id and password.

Step 6- After this, you have to click on the sign-in button.

Step 7- This way you will be able to login.

User feedback process

Step 1- Visit the Official Website of Pradhan Mantri Jan Dhan Yojana i.e. pmjdy.gov.in.

Step 2- On the Homepage, you have to click on the tab to right to us.

Step 3- Now you have to click on the link for user feedback.

Step 4- The Feedback Form page will be displayed on the screen.

Step 5- Now enter the required details (Mention all the details such as type, related to, bank, district, applicant name, details etc.)

Step 6- Now you have to click on the save button.

Step 7- In this way you will be able to give feedback.

Process to view feedback status

Step 1- Visit the Official Website of Pradhan Mantri Jan Dhan Yojana i.e. pmjdy.gov.in.

Step 2- On the Homepage, you have to click on the tab to the right to us.

Step 3- Now you have to click on the link for user feedback.

Step 4- The status inquiry page will be displayed on the screen.

Step 5- Now you have to enter the reference number and captcha code.

Step 6- Now you have to click on the search button.

Step 7- The feedback status will be on your computer screen.

Required Document for Pradhan Mantri Jan Dhan Yojana

Important Document to Apply Online
  • Applicant’s Aadhar Card / Voter’s Identity Card / Driving License / PAN Card
  • Mobile number
  • Passport size photo
  • Address proof
  • Passport
  • Job card issued by NREGA signed by an officer of the State Government
  • ID card with photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions; or
  • A letter with a duly attested photograph of the person issued by a Gazetted officer

If you do not have any valid document, you can still open a ‘Small Account’ with the bank by submitting a self-attested photo and signing or giving a thumbprint in presence of a bank official.

Pradhan Mantri Jan Dhan Yojana Eligibility Criteria

Beneficiary Guidelines
An open a Basic Savings Bank Deposit Account (BSBDA) with zero balance under PMJDY, you need to fulfill the below conditions:

  • The Applicant must be a citizen of India
  • Applicant age should 10 years and above.
  • The applicant does not have a bank account.

Pradhan Mantri Jan Dhan Yojana 2022: Jan Dhan Yojana Account Opening Online Application Form

ABOUT SCHEME
Pradhan Mantri Jan Dhan Yojana 2022: Jan Dhan Yojana Account Opening Online Application Form PDF Download – “Pradhan Mantri Jan-Dhan Yojana (PMJDY)” under the National Mission for Financial Inclusion was launched initially for a period of 4 years (in two phases) on 28th August 2014. It envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension.

PMJDY has provided a platform for the three social security schemes viz. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY) and Pradhan Mantri Mudra Yojana (PMMY).

Benefits of insurance cover

  • Account holder gets Accident cover of Rs 2 lakh with this account
  • You will also get an insurance cover of Rs 30000. The nominee gets this money after the death of the account holder
  • Account holders can purchase insurance and pension schemes through Jan Dhan accounts

BSBD Account

Basic Savings Bank Deposit (BSBD) account has been designed as a Savings Bank account, which offer certain minimum facilities, free of charge, to the holders of such account.

How many accounts have been opened under Jan Dhan Yojana?

Under the Government of India’s Financial Inclusion Program Pradhan Mantri Jan Dhan Yojana (PMJDY), more than 40 crore bank accounts have been opened so far. Pradhan Mantri Jan Dhan Yojana was launched six years ago.

What are the benefits and conditions?

There are many benefits of Jan Dhan account. If you have a Jan Dhan account, you can withdraw up to an additional Rs 10,000 from your account through overdraft. You will get Accidental Insurance cover up to 2 lakh rupees. Life cover up to Rs 30,000, which is available on meeting certain conditions after the death of the account holder. The facility of Rupees Debit Card is given, through which you can withdraw money from the account and also make purchases.

Banks offering BSBDA service

You can visit any of the below public-sector banks’ branch to open the Jan Dhan Yojana account:
– State Bank of India (SBI)
– State Bank of Bikaner & Jaipur,
– State Bank of Hyderabad,
– State Bank of Mysore, State Bank of Patiala,
– State Bank of Travancore
– Bank of Baroda (BoB)
– Andhra Bank
– Bank of Maharashtra
– Bank of India (BoI)
– Canara Bank
– Corporation Bank
– IDBI Bank
– Indian Bank
– Punjab National Bank (PNB)
– Central Bank of India
– Vijaya Bank
– Punjab & Sind Bank, Bank
– Syndicate Bank
– Dena Bank
– Allahabad Bank
– Union Bank of India
– Oriental Bank of Commerce (OBC)

Private Sector Banks Where You Can Open Jan Dhan Yojana Account

– ICICI Bank Ltd.
– Axis Bank Ltd.
– HDFC Bank Ltd.
– Federal Bank Ltd.
– IndusInd Bank Ltd.
– ING Vysya Bank Ltd.
– Karnataka Bank Ltd.
– Kotak Mahindra Bank Ltd.
– YES Bank Ltd.
– Dhanalaxmi Bank Ltd.

List of state-wise Pradhan Mantri Jan Dhan Yojana toll-free numbers

This is a list of state-wise toll free numbers

State toll-free number

  • Andaman and Nicobar – 18003454545
  • Andhra Pradesh – 18004258525
  • Arunachal Pradesh – 18003453616
  • Assam – 18003453756
  • Bihar – 18003456195
  • Chandigarh – 18001802020
  • Chhattisgarh – 18002334358
  • Dadar & Nagar Haveli – 18002331000
  • Aman & Diu – 18002331000
  • Goa – 18002333202
  • Gujarat – 18002331000
  • Haryana – 18001802020
  • Himachal Pradesh – 18001808053
  • Odisha – 18003456551
  • Punducherry – 18004250016
  • Punjab – 18001802020
  • Jammu Kashmir – 18001800235
  • Jharkhand – 18003456576
  • Karnataka – 180043000000
  • Kerala – 180043000000
  • Lakshadeep – 180043000000
  • Madhya Pradesh – 18002334035
  • Maharashtra – 18001022636
  • Manipur – 18003453858
  • Meghalaya – 18003453658
  • Mizoram – 18003453660
  • Nagaland – 18003453708
  • Delhi – 18001800124
  • Ladakh —–
  • Rajasthan – 18001806546
  • Sikkim – 18003453256
  • Tamil Nadu – 18004254415
  • Telangana – 18004258933
  • Tripura – 18003453343
  • Uttar Pradesh – 18001027788
  • Uttarakhand – 18001804167
  • West Bengal – 18003453343

Objectives of Pradhan Mantri Jan Dhan Yojana 2022

SCHEME OBJECTIVE
PMJDY is a nationwide scheme launched by the Government of India to ensure financial inclusion of every individual who does not have a bank account in India. This scheme aims at providing access to financial services, namely, Banking / Savings & Deposit Accounts, Remittance, Credit, Insurance, and Pension in an affordable manner to all.

Major Benefits

BENEFICIARY BENEFITS
  • The Jan Dhan account holder gets interest on the amount deposited in the bank.
  • The account holder gets free mobile banking facility.
  • In case individuals maintain the account in a good manner for 6 months, an overdraft facility is provided.
  • Individuals receive Accidental Insurance cover of Rs.1 lakh under the RuPay scheme.
  • In case the account was opened between 20 August 2014 and 31 January 2015, life cover of Rs.30,000 is provided in case the beneficiary passes away.
  • The account holders under this scheme can avail an overdraft facility upto Rs 10,000. This is available against one account per household.
  • Under the scheme, insurance products and pension access are provided.
  • In case individuals are beneficiaries of government schemes, the Direct Benefit Transfer option is provided.
  • An overdraft facility of Rs.5,000 is provided to one account in the household. The facility is usually provided to the lady in the house.

Key Features of Scheme

SCHEME FEATURES
  • You do not need to keep a minimum balance in this account.
  • It includes interest on deposits, accident insurance of up to two lakh rupees, insurance cover of Rs 30,000 on the death of the beneficiary.
  • The beneficiaries of government schemes get direct help through direct bank transfer.

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
Mission Office Address:
Pradhan Mantri Jan Dhan Yojana,
Department of Financial Services,
Ministry of Finance,
Room No. 106,
2nd Floor, JeevanDeep Building,
Parliament Street,
New Delhi-110001
Phone: 011-23361571/23748738
Email: [email protected]

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