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Pradhan Mantri Awas Yojana 2021: Online Registration, Objectives, Eligibility & Benefits

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Short Brief : प्रधानमंत्री आवास योजना ऑनलाइन आवेदन – [Apply Online] Pradhan Mantri Awas Yojana (PMAY) 2021 – Online Registration, Application Form PDF, Eligibility, Features, Benefits, gramin & urban documents and Check Online Application Status at Official Website https://pmaymis.gov.in/.

Short Scheme Details
Name of Scheme: Pradhan Mantri Awas Yojana

Application Status: Active

Scheme Benefit: Provide Financial Support to build House

Table of Content

प्रधानमंत्री आवास योजना: Pradhan Mantri Awas Yojana 2021 List, PMAY Yojana Status News Updates

Latest Update 10/07/2020: सरकार की जनकल्याणकारी योजनाओं में से एक प्रधानमंत्री आवास योजना ( Pradhan Mantri Awas Yojana ) के जरिए कमजोर आय वर्ग के लोग घर ( Home ) लेने का सपना पूरा कर सकते हैं। प्रधानमंत्री आवास योजना ( pmay 2020 ) के तहत शहरी या ग्रामीण क्षेत्रों में सस्ते घर खरीद सकते हैं। इस योजना के तहत सरकार ने 2022 तक शहरी क्षेत्रों में लोगों के लिए सस्ते आवास देने का लक्ष्य रखा है। प्रधानमंत्री मोदी ( pm modi ) ने 25 जून 2015 को इस योजना की शुरुआत की थी। जिसके तहत आर्थिक रूप से कमजोर वर्ग के लिए एक घर का आकार 30 वर्ग मीटर तक हो सकता है।

Pradhan Mantri Awas Yojana 2021 Apply Online

In 2014, when Narendra Modi became the Prime Minister of the country, there was a plan to get everyone a permanent home in his ambitious plans. This scheme is still being implemented by the government.

Under this scheme, for the first time home buyers are being given some discount in the interest rates of the loan amount. People of weaker income groups are being given benefit of up to Rs 2.60 lakh. Although subsidy is being given to people on financial basis.

With the help of this, you will be able to find the status of your application, as well as all the information related to your home. However, to know the status of your application, your Registration ID or Assessment ID, It is important to have a mobile number and the most important Aadhaar number. Because you will need them while finding out the subsidy in interest rates.

All Candidates who are willing to apply online application then download official notification and read all eligibility criteria and application process carefully. We will provide short information about “Pradhan Mantri Awas Yojana 2021” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Pradhan Mantri Awas Yojana 2021 – Overview
Name of Scheme Pradhan Mantri Awas Yojana (PMAY)
in Language प्रधानमंत्री आवास योजना
Launched by By PM Narendra Modi
Beneficiaries Poor people of the country
Major Benefit Provide Financial Support to build House
Scheme Objective Provide Affordable house
Scheme under State Government
Name of State All India
Post Category Scheme/ Yojana
Official Website https://pmaymis.gov.in/
Important Dates
Event Dates
Launch date 22 June 2015
PMAY Phase 1 Period April 2015 to March 2017
PMAY Phase 2 Duration April 2017 to March 2019
PM Housing Scheme Phase 3 Period April 2019 to March 2022
Important Links
Event Links
Apply Online Registration Login
Notification Click Here
Pradhan Mantri Awas Yojana 2021 Official Website

Pradhan Mantri Awas Yojana (Urban)-PMAY (U)

Pradhan Mantri Awas Yojana (Urban) Mission launched on 25th June 2015 which intends to provide housing for all in urban areas by year 2022. The Mission provides Central Assistance to the implementing agencies through States/Union Territories (UTs) and Central Nodal Agencies (CNAs) for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr. As per PMAY(U) guidelines, the size of a house for Economically Weaker Section (EWS) could be upto 30 sq. mt. carpet area, however States/UTs have the flexibility to enhance the size of houses in consultation and approval of the Ministry.

According to a July 2019 survey, the progress of PMAY-U is as follows.

  • Completed residences – 26.08 Lakh
  • Approved residences – 83.63 Lakh
  • Occupied residences – 23.97 Lakh

Total estimated subsidies under PMAY-U, according to the same survey, amounted to around Rs. 4.95 Lakh Crore. Out of this, the scheme has already provided more than Rs. 51,000 Crore as assistance to eligible applicants.

Offers and Advantages of PMAY-U

The various features and benefits of PMAY-U have been enlisted in the table below to help prospective homebuyers.

Features MIG-I MIG-II
Interest rate subsidy 4.00% 3.00%
Maximum carpet area of a dwelling unit  160 sq. m 200 sq. m
Maximum subsidy amount Rs. 2.35 Lakh Rs. 2.30 Lakh
Maximum Home Loan Quantum for Subsidy Rs. 9 Lakh Rs. 12 Lakh
Maximum home loan tenure 20 years 20 years
The discount rate for interest subsidy NPV 9% 9%

How much interest subsidies one can get?
The interest subsidies of 4 per cent and 3 per cent on loan amount up to Rs 9 lakh and Rs 12 lakh are admissible for MIG I and MIG II respectively. The benefit for these beneficiaries under CLSS works out a loan period of 20 years.

PMAY Yojana Apply Online : Pradhan Mantri Awas Yojana Registration Process

In such a situation, if you are buying or have purchased a house for the first time under the Prime Minister Housing Scheme (PMAY), then you will be given a Registration ID. You can find out your subsidy through this registration ID. Beneficiaries can apply for PMAY through the following:

A. Online

Individuals can visit the official website of the scheme to apply online. They need to have a valid Aadhaar Card to apply.

B. Offline

Beneficiaries can apply for the scheme offline by filling up a form available through Common Service Centre (CSC). Price of these forms is Rs. 25 + GST.

Step to Apply Online Pradhan Mantri Awas Yojana Application Form 2021

Step 1- Visit the Official Website Pradhan Mantri Awas Yojana i.e. https://pmaymis.gov.in/.

Step 2- On Homepage, See an option “citizen assessment” and click on this option.

Step 3- Now, Option Slum Dwellers and Benefits under 3 components will see an option.

Step 4- Now click on these options as per your eligibility and start the process of filling the Pradhan Mantri Awas Yojana online application form.

Step 5- Choice of Slum Dwellers and Benefits under 3 components option>> Choose as per your eligibility.

Step 6- Next, Enter the 12 digit Aadhaar number and enter the name according to the Aadhaar card, then click on the check option.

Step 7- Fill all the information correctly.

  • Name of Head of Household
  • state name
  • Name of district
  • Age
  • current address
  • House number
  • mobile number
  • Cast
  • Base number
  • Name of city and village

Step 8- Click on Submit Button for final submission of application.

How to check PMAY application status?

Step 1- Visit the Official Website Pradhan Mantri Awas Yojana i.e. https://pmaymis.gov.in/.

Step 2- On Homepage, Click on the option of ” Track Your Assessment Status ” from this option.

Step 3- See two options>>check the status of your application from any of these two options.

Step 4- Click on the button of “Assessment ID”.

Step 5- On this page, fill in the assessment ID and mobile number>>click on the submit button.

Step 6- Now the PMAY status will appear on the screen and you can see your status.

OR

  • Click on “Option, Father’s Name and Mobile Number” on the second option.
  • Now, enter the name, mobile number, city, district in the given location and click on submit button.
  • On clicking the submit button, the option of evaluation will appear on the screen.

How to check your name in PMAY 2021 Beneficiary List?

Those eligible for the scheme can check their name in the Pradhan Mantri Awas Yojana list by following these few steps:

Step 1: Visit the official website.
Step 2: Click “Search Beneficiary”.
Step 3: Enter the Aadhaar number.
Step 4: Click “Show”.

How to edit the PM Housing Scheme Assessment Form?

Step 1- Visit the Official Website Pradhan Mantri Awas Yojana i.e. https://pmaymis.gov.in/.

Step 2- On Homepage, you will see the option of Citizens Assessment. You have to click on the option of Edit Assessment Form from this option.

Step 3- Now, Fill the Assessment ID and Mobile No etc.

Step 4- After this you have to click on the show button.

Important Document

Required Document to Apply Online

  • Aadhar Card
  • Postal address
  • Income certificate
  • Bank account passbook
  • Photograph
  • mobile number

Eligibility Criteria

Beneficiary Guidelines

किन लोगों को मिलता है इसका फायदा? ( PM Awas Yojana 2021 )
प्रधानमंत्री आवास योजना के तहत 31 मार्च 2022 तक 2 करोड़ घर बनाने का लक्ष्य रखा गया है। इसके तहत आर्थिक रूप से कमजोर वर्ग को सस्ते मकान मिलते हैं। इसमें तीन श्रेणी होती है। आर्थिक रूप से कमजोर, निम्न वर्ग और मध्यम वर्ग।

आर्थिक रूप ( EWS ) से कमजोर— 3 लाख तक की वार्षिक आय वाले परिवार होने चाहिए
निम्न वर्ग ( LIG )— 3 लाख से 6 लाख रूपये तक की वार्षिक आय वाले परिवार
मध्यम वर्ग( MIG )— 6 लाख से 12 लाख तक की वार्षिक आय वाले परिवार
EWS और LIG वालों को क्रेडिट लिंक्ड सब्सिडी का फायदा 31 मार्च 2022 तक मिलता रहेगा।

  • PMAY is only available for the new property purchase. Also, an applicant must not possess any other pucca properties when applying for the said credit-linked scheme.
  • The house or property for purchase must belong to one of the areas, towns, villages or cities as per the Census 2011.
  • Beneficiaries must not have availed benefits under PMAY or any other credit-linked subsidy scheme from any of the financial institutions beforehand.
  • The interest subvention subsidy for EWS/LIG/MIG will be based on the following factors :
    • EWS: Annual household income upto Rs 3 lacs and house size upto 30 Sq. meter.
    • LIG: Annual household income between Rs 3 to 6 lacs and house size upto 60 Sq. meter.
    • MIG I – Households are defined as households having an annual income between Rs.6, 00,001 (Rs.Six lakh one) up to Rs.12,00,000(Rs. Twelve Lakh)
    • MIG II – Households are defined as households having an annual income between Rs.12, 00,001 (Rs.Twelve lakh one) up to Rs.18, 00,000 (Rs. Eighteen lakh).

The carpet area of house under this Scheme should be up to 160 sq. mts. for MIG-I beneficiaries and up to 200 sq. mts. for MIG-II beneficiaries.

Major Benefits

Beneficiary Benefits

  • The PMAY scheme offers a large number of families across the country an opportunity to purchase a house at a low cost. This is done through interest subsidies.
  • The beneficiary families of the Pradhan Mantri Awas Yojana receive credit or interest subsidies on their home loan. The amount of interest subsidy is based on the income category to which the family belongs.

Key Features of Scheme

Scheme Feature

  • According to the specifications of the scheme, only families without a pucca house are eligible to apply for the benefits of Pradhan Mantri Awas Yojana. Neither the applicant nor any of the family members should own a pucca house in any part of India to be eligible to avail the PMAY benefits.
  • To avail the benefits from this scheme, interested individuals need to register for it. Further, it is mandatory for women, primarily mothers or wives, to be named the beneficiary.
  • Additionally, the PMAY scheme considers a beneficiary family to comprise of a husband, wife, unmarried sons and/or unmarried daughters. The property for the PMAY housing loan must be located in statutory towns as per the 2011 census.
  • Senior citizens can take advantage of the scheme with the government favouring their claims when it comes to ground floor properties.

Cities and states in this scheme

  • Chhattisgarh – 1000 Cities / Towns
  • Rajasthan
  • Haryana, 53,290 houses in 38 cities and towns.
  • Gujarat, 15,584 houses in 45 cities and towns.
  • Orissa, 5,133 houses in 26 cities and towns.
  • Maharashtra, 12,123 houses in 13 cities and towns.
  • Kerala, 9,461 houses in 52 cities
  • Karnataka, 32,656 houses in 95 cities
  • Tamil Nadu, 40,623 houses in 65 cities and towns.
  • Jammu and Kashmir – 19 cities / towns
  • Jharkhand – 15 Cities / Towns
  • Madhya Pradesh – 74 cities / towns
  • Uttarakhand, 6,226 houses in 57 cities and towns.

Tax Benefits under PMAY

An individual can claim tax benefits under the following sections of the Income Tax Act 1961 when availing subsidy under this scheme as per the tax regime of FY 2019-20.

  • Section 80C – Deductions of up to Rs. 1.50 Lakh per year on the home loan principal repayment.
  • Section 24(b) – Deductions of up to Rs. 2 Lakh per year on home loan interest payment.
  • Section 80EE – First-time homebuyers can avail yearly tax relief of up to Rs. 50,000.
  • Section 80EEA – Deductions of up to Rs. 1.50 Lakh per year on home loan interest payment in case your property comes under the affordable housing category.

103 thoughts on “Pradhan Mantri Awas Yojana 2021: Online Registration, Objectives, Eligibility & Benefits”

  1. Charan singh pal,हमारा ghar कच्चा है और वह भी पूरी तरह से बारिश का पानी से भर जाता है kirpya हमारा घर बन baya जाए cm योगी जी aap ki ati महान किरपा hogi dhanyabad

    Reply
  2. SEAR SIR.
    MY NAME IS MUZAMMIL I AM LIVE IN MUMBAI (MIRA ROAD)
    I AM COMPUTER ENGINEER BUT MERA JOB NHAI HAI OUR MAINE APNI FAMLIY K SAAT HOON BUT KAAM NHAI HAI OUR GHAR MAINE CHALNE K LIY PAISE NHAI HAI PLZ SIR MUJAY KOI BUSINEES KARNA HAI PLZ KUCH MADAK MILE GHI

    Reply
  3. DEAR SIR.
    MY NAME IS MUZAMMIL I AM LIVE IN MUMBAI (MIRA ROAD)
    I AM COMPUTER ENGINEER BUT MERA JOB NHAI HAI OUR MAINE APNI FAMLIY K SAAT HOON BUT KAAM NHAI HAI OUR GHAR MAINE CHALNE K LIY PAISE NHAI HAI PLZ SIR MUJAY KOI BUSINEES KARNA HAI PLZ KUCH MADAK MILE GHI

    Reply
  4. Mera Ghar Ghar kaisa hai aur aur barish ki vajah se iske chhat se Pani aane lagta hai jiske Karan ham log ko bahut pareshani hoti hai mananiy mukhymantri Shri Aditya nath yogi Ji aap se nivedan hai

    Reply
  5. Sir mera naam dilip kumar hai.mai jharkhand ke Godda gile,vill.- mal dumariya ka rahane vala hu,mera ghar kache ka hai,aur rahne mein bahut presani hota hai.Sir kripya karke mujhe ghar de.

    Reply
  6. Sir hamara pmayg main name nhi aya hi hamre ghar me deewyar gir rhi hi Name Dilliram kori post gadipadhriya District Panna MP

    Reply
  7. Sir mera name pm awas gramine yojna me name nahi aaya hai quki mere ghar ki
    chat tooti hui hai agar pani baresne laga to ham log kaha jai name smpatee devi gram rajapur chakbibi post mohan ganj tehseel salon diss raebarili up

    Reply
  8. Hame bhi apna ghar ke liya bhi jald hi ragishstation karke number lagna chahi hai please modi ji marara sapna jald hi aap pura kr sakte hai

    Reply
  9. Pradam sir mere pita bimaar h aurhum log private nauckri karte h hamare paas rahne KE liyeakan nahi h kripa karke makaan dila dijiye aapki mahan dya hogi

    Reply
  10. Mere pas rahane ke liye ghar nahi hai paridhan mantri ji se mera nivedan hai ki mujhe aawsh dene ka kirpa kare
    Reply
    Chhindwara (mp)

    Reply
  11. Dear sir
    My name is sunil k.r giri ere pas rahane ke liye ghar nahi my paridhan mantri ji se mera nivedan hai ki mujhe aawsh dene ka kirpa kare
    Reply
    Ballia ( u.p) madhomath banduchak ballia

    Reply
  12. सर हम गरीब लोग जंगल में रहते पानी की समस्या होती है हम अनपढ़ हमारा कच्चा मकान मकान बनाना चाहते रोड बनवाना चाहते और पानी की समस्या होती है और नहीं मारे नौकरी भी नहीं है सरकारी कुछ भी नहीं है हम गरीब लोग हैं वह

    Reply
  13. हमारा कैलाश कुमार क्रेडिट ग्राम अमरपुरा पंचायत गोगला तहसील झाडोल जिला उदयपुर राजस्थान

    Reply
  14. Place Maine bhi ye from bara hai abhi tak nh aaya paise par humare paise lekar from bare hai .plZ sir janta ki madad kare humari pls plz

    Reply
  15. हेलो सर हम गरीब लोग बात करना चाहते हम जंगल में रहते पानी की समस्या होती है हमारा कच्चा मकान है मकान बनाना चाहते हैं हम अनपढ़ है हमारी नौकरी भी नहीं है रोड बनवाना चाहते हैं हमारा फोन नंबर 98757 19244

    Reply
  16. ग्राम अमरपुरा पंचायत बदरा ना तहसील झाडोल जिला उदयपुर राजस्थान प्रधानमंत्री आवास योजना ग्रामीण की लिस्ट

    Reply
  17. प्रधानमंत्री ग्रामीण आवास योजना डिस्ट्रिक्ट लखीमपुर खीरी उत्तर प्रदेश ग्राम स्वर्ग लोक

    Reply
  18. Sonu kumar ray
    S/o yogendra ray
    Moh Rajkumar ganj
    Post lalbagh Darbhanga
    Hum logo k pas ghar nhi hai sir ji kiraye k makan me rahte hai 2015 me hum logo ka bhi likh k legye hai abhi tak nhi kuch mila hai please mujhe help

    Reply
  19. Namaskar Narendra Modi Ji,
    Respected Sir,
    I, Shri Asit Santra a permanent resident of Khasmallick by birth in Hariharpur Gram Panchayet, Baruipur Sub-division.
    We did maintain our family in our insufficient earning but we are unable to built a house for us. Past year our existing house was massive damaged by the UMPHUN storm. Now, our house is in very critical condition, any time it can be demolish. We are trying to get a government financial support from past 1 year for build a house for our family. We had applied in PM Gramin Awas Yojona in several times but till now we did not get any positive reply.
    Please consider us and do all necessary action to get a financial support for help me to built a house for my family.
    I have a savings bank account in State Bank of India (Khasmallick branch), my savings bank account number.

    Thanking you,
    With best regards,
    Asit Santra (8777898162)

    Reply
  20. sir dist, mandla mp teh, ghughari village Ahmadpur gram panchayat singhpuri post, bamhani ke nivasi h jo ki barso sesamasiya samna karte aa rhe h jo ki st aadivasi logo ko hi pm awas yojana ka labh nhi mil pa rha h

    Reply
  21. sar me bahut garib hu abhi tak mujhe ghar nahi Mila he sar mujhe ghar ki bahut jarurat he hamare pass ghar nahi h thoda dhayan se hamari jarurat Puri kijye dhanywad

    Reply
  22. sir. hum bhut garib he mere kachhi jhopdiya he jo barsat me dhne ki shnka bni rahti he hum phadi ilake me rhte he prdhan mantri aawash yojna ke taht mujhe bi 1 aaawsh de dijiy gramm ramuriya thsil chhipabarod disrtct baran rajsthan 325221 mera naam rajesh kumar bheel pitaji birdhilal bheel

    Reply
  23. Jitendra kumar fathar Rajesh sahni village garhpura ward12 Dis- Begusarai pin-code-848204 mere Papa ke name se aaya huaa tha lekin Ward kamisnar aur mukhiya dono milkar nahi Diya bataiye ham garib log asa karte rahte hai ki Thora sarkar madad karege to kuchh rahne ka bevasta ho jayega lekin jab sarkar hame dete hai to mukhiya aur Ward kamisnar milkar garib ka hak chhin lete hai sir mujhe Mera hak chahiye. Sir plz call kigiyega sir

    Reply
  24. हम सर बनारस से है कैथी से वही से जो चोबेपुर के
    आगे है हमारा घर भी बनवा दिजीए

    धन्यवाद

    Reply
  25. Meri name mousumi banarjee h…
    Sir plz muje help koro..amfun ki jhor se meri ghar tut gayi h.. Barish hoti h tw ghar pr pani var jati h..plz ghar k chal tik kr deijiye plz…..mei bhut garib h…plz sir help koro na….plz

    Reply
  26. Sir humari nyi nyi sadi huyi hai hum kiraye par rahte hai kiraya de nahi pate hai koi noukri bhi nahi awas yojna form bhi bhara hai lekin koi dunwahi nahi ho rahi agr humkorahne ke liye chota sa par apna mkan mil jayega to ati krpa hogi thankyou sir

    Reply
  27. My name kailashi dob 01/01/01/1964 s/o pirthi mi aadar no UP pin cod 247774 districts Shamli Tahsil kairana vilag tittarwada Sar Mera Kacche Makan hai Mere chhote chhote balk Ha Sar aap Mujhmein per bhi Mehar karo

    Reply
  28. Mai nawal kishor pan father’ anant lal pan village ulidih p o chitimiti p s manjhari ka sthai niwasi hun jo
    mere pass rationcard h mai bahut garib hun mujhe pm aawas sakt jarurat h aap se gujaris h ke hame pm aawas dilane ke kirpa kare thank.s johar

    Reply
  29. मैं सर राजस्थान जालौर जिला तहसील भीनमाल गांव जटवाड़ा मेरे को किसान का कोई अभी तक एक भी किश्त नहीं मिली है और मैं फॉर्म भी भरा था परंतु मेरे को नहीं मिल रहा और

    Reply
  30. Mere papa ka per tuta huaa he or hum Sab nabalik Hain aur Hamen Garv banvana hai isliye Hamen Awas Yojana chahiye

    Reply
  31. pavan kumar village chandpur lodhouni sitapur sir hamari aay 78 hajar rupye hai hamara ghar kaccha hai our hame pradhan mantri aawas ojana nahi mila hai
    sir aap se nibedan hai ki hamara ghar banawane ka mast care

    Reply
  32. Jotydive wife sonpal gram devkali block Banda tahsil powayan jila Shahjahanpur ke molnivase hi Mera kacha mkan hijokebrsatke baje se kabhi bhi gir Sakta hiap se anurodh hai Pradhanmantri aawas Delhi jaane ki kripa Karen

    Reply
  33. Address: Makan no. 21 Mirzapur nagli ,Jila- Bulandshahar post,- guravali Thana Khanpur aapse Anurodh hai ki jaldi se jaldi Hamare Kache Makan ko Pakke mein karvayen is Gaon Mein Abhi Itni Tej Barish ho rahi hi Upar Se Pani Gir raha hai

    Reply
  34. Sir i love you mera ghar nahi hai mera do bachi hai rent me rahate hai bohot taklif hoti hai sir Mira bibi graduate use nokri nhai mil raha hai mai driving karta hu please help me

    Reply
  35. Mera ghar kacha h our barish me barsat se bhara huwa h our me ek majdur ka kam karta hu mere 5 bacci h our unko padhane me we bhut dekat hote h our me etana we kama nhi raha hu ke me apna ghar we bana we saku
    please help me

    Reply

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