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Pradhanmantri Karam Yogi Maandhan Yojana 2023: Apply Online, VLE & CSC Registration Form

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Short Info: प्रधानमंत्री कर्म योगी मानधन योजना 2023 पीएम कर्म योगी मानधन स्कीम आवेदन प्रक्रिया – [Apply Online] Pradhanmantri PM Karam Yogi Maandhan Yojana (PMKYMY) 2023 in Hindi – Pradhanmantri Vyapari Maandhan Yojana (PMVMY) Online Registration, National Pension Scheme for Traders and Self Employed Persons Yojana  Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website maandhan.in/vyapari.

Short Scheme Details:
Name of Scheme Pradhanmantri Karam Yogi Maandhan Yojana
Application Status Active
Scheme Benefit 3000 Rs. after the age of 60

Table of Content

प्रधानमंत्री कर्म योगी मानधन योजना 2023: Pradhanmantri Karam Yogi Maandhan Yojana List, Status News Update

Latest News Update: Pradhanmantri Vyapari Maandhan Yojana (PMVMY) Apply Online Pension Scheme 
The Modi government has announced the Pradhan Mantri Karam Yogi Maandhan Yojana PM-KYM Scheme for retail traders and small shopkeepers and traders in the first budget of its second term. National Pension Scheme for Traders and Self Employed Persons is a government scheme meant for old age protection and social security of Shopkeeper’s, Retail traders and Self Employed persons.

Pradhanmantri Karam Yogi Maandhan Yojana 2023 Apply Online

Summary: National Pension Scheme for Traders and Self Employed Persons Yojana (PMV) is a government scheme meant for old age protection and social security of Small Scale Traders and Retailers. Vyaparis, who are self-employed and are working as shop owners, retail traders, rice mill owners, oil mill owners, workshop owners, commission agents, brokers of real estate, owners of small hotels, restaurants and other Vyaparis with similar occupations whose annual turnover does not exceed Rs 1.5 crore are eligible to get benefit under the scheme.

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All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Pradhanmantri Karam Yogi Maandhan Yojana 2023” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Pradhanmantri Karam Yogi Maandhan Yojana 2023 – Overview
Name of Scheme Pradhan Mantri Karam Yogi Maandhan Scheme (PMKYMS)
in Language प्रधानमंत्री कर्म योगी मानधन योजना
Launched by PM Narendra Modi
Beneficiaries Traders and Self Employed Persons
Major Benefit 3000 Rs. after the age of 60
Beneficiary Number 3 crores
Scheme Objective Provide Pension
Scheme under Central Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website maandhan.in/vyapari
Important Dates
Event Dates
Launched Date 31 May 2019
Starting Date to Apply Online
Last Date to Apply Online Not yet announced
Important Links
Event Links
Apply Online Registration Login
Notification Click Here
Pradhanmantri Karam Yogi Maandhan Yojana 2023 Official Website

Pradhanmantri Karam Yogi Maandhan Yojana Online Registration Process

To do online registration (PM-KYM Pension Scheme) for PM Karam Yogi Mann Dhan Pension Scheme, the applicant must first have an Aadhaar card. In order to apply online for PM-KYM scheme (PM-KYM Scheme Apply Online Form & Registration), the candidate has to go to the nearest Common Service Center (CSC) and register himself.

All Eligible Applicants who want to apply this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Pradhanmantri Karam Yogi Maandhan Yojana Application Form 2023

Step 1- Visit the Official Website of Pradhanmantri Karam Yogi Maandhan Yojana i.e. maandhan.in/vyapari.

Step 2- On the Homepage, Click at the “Click here to Apply Now” link to open the page

Step 3- Here people can choose the process of registration either “Self Enrollment (using mobile number & OTP)” or “CSC VLE (using CSC connect)” to apply online

Step 4- The For Self Enrollment process, the applicants will have to make login page shown on the screen.

Step 5- Now, entering the mobile number, PM Karam Yogi Mandhan Yojana registration page will appear on screen.

Step 6- Click on Submit Button for the final submission of the application.

Step 7- Afterward, a dashboard will open containing the name of schemes – Pradhan Mantri Kisan Maandhan Yojana, PM Shram Yogi Maandhan Yojana and National Pension Scheme for Traders & Self Employed Persons Yojana.

Step 8- Select the Enrollment option and select the scheme name to open the subscriber enrollment form for National pension scheme for traders & self employed person yojana.

Step 9- Enter complete details accurately to avail of pension scheme benefits under PM Karam yogi maandhan scheme.

PM Karmayogi Mandhan Yojana Apply Offline at CSCs

All the interested people can even enroll themselves for Pradhan Mantri Karmayogi Mandhan Yojana through more than 3,25,000 Common Service Centres (CSCs) spread across the country.

Step 1: Interested eligible person shall visit nearest CSC centre.

Step 2: Following are the prerequisites for the enrollment process:

  • Aadhaar Card
  • Savings/Jan Dhan Bank Account details along with IFSC Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )

Step 3: Initial contribution amount in cash will be made to the Village Level Entrepreneur (VLE).

Step 4: The VLE will key-in the Aadhaar number, Name of subscriber and Date of birth as printed on aadhaar card for authentication.

Step 5: The VLE will complete the online registration by filling up the details like Bank Account details, Mobile Number, Email Address, GSTIN, Annual Turnover Income, Spouse (if any) and Nominee details.

Step 6: Self-certification for eligibility conditions will be done.

Step 7: The system will auto-calculate monthly contribution payable according to age of the Subscriber.

Step 8: Subscriber will pay the 1st subscription amount in cash to the VLE.

Step 9: Enrollment cum Auto Debit mandate form will be printed and will be further signed by the subscriber. VLE will scan the same and upload it into the system.

Step 10: A unique Vyapari Pension Account Number (VPAN) will be generated and Vyapari Card will be printed.

PM Karmayogi Maandhan Pension Scheme Beneficiary Selection

The selection of the applicant candidate for PM-KYM Scheme (Pradhan Mantri Karam Yogi Maandhan PM-KYM Scheme Candidate Selection) will be done on the lines of necessary documents. Applicant will have to submit a savings account, Aadhaar card and Self Declaration with the candidate.

Required Document for Pradhanmantri Karam Yogi Maandhan Yojana

Important Document to Apply Online
  • Aadhar Card
  • Bank account should be linked to Aadhar card.
  • GST registration number
  • Passport size photo

Pradhanmantri Karam Yogi Maandhan Yojana Eligibility Criteria

Beneficiary Guidelines
  • The age for applying for the scheme should be 18 to 40 years.
  • In PM Karam Yogi Mandhan Yojana 2023, only people who do business and business in India can apply.
  • Small businessmen and traders doing business outside India cannot avail this scheme.
  • For self-employed shop owners, retail owners and other vyaparis
  • Annual turnover should not exceed Rs 1.5 crore

Pradhanmantri Vyapari Maandhan Yojana (PMVMY) 2020: Online Application Form

Pradhanmantri Vyapari Maandhan Yojana (PMVMY) 2020: Pradhan Mantri Karam Yogi Maandhan Scheme (PMKYMS) Online Application Form PDF Download – Smt. Nirmala Sitharaman Union Minister for Finance and Corporate Affairs recently presented Union Budget 2019-20 before Parliament.  Central Government of India has launched Pradhan Mantri Karam Yogi Maandhan (PM-KYM) Scheme to provide assured monthly pension to retail traders and small shopkeepers. PMKYM universal social security scheme to provide Rs. 3,000 p.m to traders and shop owners as announced in Union Budget 2019-20. This pension amount under PM Karam Yogi Maan Dhan Scheme would be provided on attaining the age of 60 years.

Should not be

  • Covered under any National Pension Scheme contributed by the Central Government or member of EPFO/NPS/ESIC
  • An income tax payer
  • Enroled under Pradhan Mantri Shram Yogi Maandhan Yojana or Pradhan Mantri Kisan Maandhan Yojana administered by the Ministry of Labour & Employment or Ministry of Agriculture & Farmers Welfare, respectively

He/ She should possess

  • Aadhaar card
  • Savings Bank Account number with IFSC

Benefits to the family on the death of an eligible subscriber

During the receipt of a pension, if an eligible subscriber dies, his spouse shall be only entitled to receive fifty percent of the pension received by such eligible subscriber, as family pension and such family pension shall be applicable only to the spouse.

Benefits on disablement

If an eligible subscriber has given regular contributions and become permanently disabled due to any cause before attaining his age of 60 years, and is unable to continue to contribute under this Scheme, his spouse shall be entitled to continue with the Scheme subsequently by payment of regular contribution as applicable or exit the Scheme by receiving the share of contribution deposited by such subscriber, with interest as actually earned thereon by the Pension Fund or the interest at the savings bank interest rate thereon, whichever is higher.

Entry age specific monthly contribution

Entry Age (Yrs)
Superannuation Age
Member’s monthly contribution (Rs)
Central Govt’s monthly contribution (Rs)
Total monthly contribution (Rs)
(Total = C + D)
18 60 55.00 55.00 110.00
19 60 58.00 58.00 116.00
20 60 61.00 61.00 122.00
21 60 64.00 64.00 128.00
22 60 68.00 68.00 136.00
23 60 72.00 72.00 144.00
24 60 76.00 76.00 152.00
25 60 80.00 80.00 160.00
26 60 85.00 85.00 170.00
27 60 90.00 90.00 180.00
28 60 95.00 95.00 190.00
29 60 100.00 100.00 200.00
30 60 105.00 105.00 210.00
31 60 110.00 110.00 220.00
32 60 120.00 120.00 240.00
33 60 130.00 130.00 260.00
34 60 140.00 140.00 280.00
35 60 150.00 150.00 300.00
36 60 160.00 160.00 320.00
37 60 170.00 170.00 340.00
38 60 180.00 180.00 360.00
39 60 190.00 190.00 380.00
40 60 200.00 200.00 400.00

Objectives of Pradhanmantri Karam Yogi Maandhan Yojana 2023

The primary objective of PM Traders Pension Scheme 2019 is to ensure robust architecture of universal social security.

Major Benefits


Key Features of Scheme

  • Pension Benefits: to about 3 crore retail traders & small shopkeepers with an annual turnover of less than Rs.1.5 crore
  • Scheme Enrolment to be kept simple, requiring only Aadhaar, bank account and a self-declaration-
  • 350 crore allocated for Financial Year 2019-2020 for 2% interest subvention (on fresh/incremental loans) to all GST-registered MSMEs, under Interest Subvention Scheme (ISE) for MSMEs.
  • Payment platform for MSMEs to be created to enable filing of bills and payment thereof, to eliminate delays in government payments.

Helpline Number 

Joint Secretary and Director General (Labour Welfare) Ministry of Labour and Employment
Government of IndiaHelpline: 1800 267 6888
E-Mail: [email protected] | [email protected]

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