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LIC Aam Aadmi Bima Yojana 2020: Online Registration, Objectives, Eligibility & Benefits

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Short Info: एलआईसी आम आदमी बीमा योजना ऑनलाइन आवेदन, क्लेम फॉर्म पीडीएफ – [Apply Online] Aam Aadmi Bima Yojana (AABY) 2020 – AABY Online Registration, Pradhanmantri PM Aam Admi Bima Scheme Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Claim Status at Official Website www.licindia.in.

Short Scheme Details:
Name of Scheme Aam Aadmi Bima Yojana
Application Status Active
Scheme Benefit Get a life insurance cover of 75 thousand rupees
Scheme Published On 10/21/2020
Scheme Updated on 10/23/2020

Table of Content

आम आदमी बीमा योजना 2020: Aam Aadmi Bima Yojana Form, Claim Status News Update

Latest News Update:
Aam Aadmi Bima Yojana: भूमिहीन, गरीब, मजदूर, मजबूर के लिए सरकार की खास स्कीम, 100 रुपये सालाना में पाएं 75 हजार का इंश्योरेंस

Aam Aadmi Bima Yojana 2020 Apply Online

Summary: This is a special scheme for the landless, poor and laborers of Life Insurance Corporation of India, in which a life insurance cover of Rs 75000 is given by paying a premium of Rs 100 per year. Aam Aadmi Bima Yojana are for unorganized sector workers.

In this scheme implemented by the Ministry of Finance, people of landless family get other facilities besides life insurance. To join AABY, the applicant will need ration card, birth certificate, school certificate, voter ID, identity card provided by government department or Aadhaar card. The scheme provides coverage to individuals residing in rural areas and individuals who are below the poverty line.

What is the coverage under the scheme?

The coverage amount for each coverage benefit is as follows –

Contingency suffered

Sum insured payable

Natural death

INR 30,000

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Accidental death

INR 75,000

Accidental permanent total disability

INR 75,000

Accidental permanent partial disability

INR 37,500

Scholarship Benefit

INR 100 per month per child

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Aam Aadmi Bima Yojana 2020” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Aam Aadmi Bima Yojana 2020 – Overview
Name of Scheme Aam Aadmi Bima Yojana (AABY)
in Language आम आदमी बीमा योजना
Launched by By LIC (Life Insurance Corporation)
Beneficiaries Lower class landless families in rural areas
Major Benefit Get a life insurance cover of 75 thousand rupees
Scheme Objective Providing life insurance
Scheme under Central Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website www.licindia.in
Important Dates
Event Dates
Starting Date to Apply Online
Last Date to Apply Online
Important Links
Event Links
Apply Online Registration Form
Notification Click Here
Aam Aadmi Bima Yojana 2020 Official Website

Aam Admi Bima Yojana AABY Online Registration Process

The Finance Ministry has given permission for the merger of Aam Aadmi Bima Yojana (AABY) and Janashree Bima Yojana (JBY). The scheme created by this merger is named Aam Aadmi Bima Yojana, which is in force from January 1, 2013. The scheme has been offered by Life Insurance Corporation (LIC).

The process of enrolling under Aam Aadmi Bima Yojana is different from buying a regular insurance plan. Since this is a national scheme, the applicant needs to visit the Nodal agency that is appointed to carry out the enrollment process. All Eligible Applicants who want to apply this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Aam Aadmi Bima Yojana Application Form 2020

Step 1- Visit the Official Website of Aam Aadmi Bima Yojana i.e. www.licindia.in.

Step 2- On the Homepage, Click on the Option “LIC Aam Aadmi Bima Yojana Apply Online” button.

Step 3- The application Form page will be displayed on the screen.

Step 4- Now enter the required details (Mention all the details such as name, father/ husband name, date of birth, gender, caste and other information) and upload documents.

Step 5- After filling all the information you have to click on the submit button. In this way you will be applied.

How to apply offline Aam Admi Bima Yojana Application Form 2020

Step 1- Interested beneficiaries who wish to apply offline under this scheme, they will first have to go to the NIC nodal agency.

Step 2- After that you will have to go there and get the application form.

Step 3- After getting the application form, you have to fill all the information asked in the application form.

Step 4- After filling all the information, you will have to attach all your required documents in the application form.

Step 5- Then you have to submit the application to LIC office. In this way your offline application will be done.

Step 6- More information about Aam Aadmi Bima Yojana can be obtained by calling or SMS on the number given below.

Step 7- SMS LICHELP <POL.NO.> TO 9222492224 OR SMS LICHELP <POL.NO.> TO 56767877

Claim Procedure For Death:

In case of death, the nominee will have to apply for a claim with the help of a Death Certificate. The AABY policy should be active at the time of death of a beneficiary. The claim should be filed to the designated Nodal Agency officer. He/she will carry out the verification process. Through the process, he/she will verify that the deceased person was an earning member that belonged to the Below Poverty Line (BPL)/Marginally above BPL family. The occupation of the person will also be looked into.

Accident Claim Procedure:

In case of accident benefit claim additional requirements have to be submitted along with the Death Registration Certificate. This includes:

  1. Copy of FIR
  2. Post Mortem Report
  3. Police Inquest Report
  4. Police Conclusion Report / Final Report of Police.

Scholarship Claim Procedure:

The member of Aam Aadmi Bima Yojana whose child is eligible for this scholarship has to fill up an application form every half a year and submit it to the Nodal Agency.

  1. The Nodal Agency will have to identify and then verify the students.
  2. The Nodal Agency official then would submit the list of beneficiary students to the concerned P&GS unit with full details which include:
    1. Name of the student
    2. School’s name
    3. Class
    4. Member’s name
    5. Master policy no.
    6. Membership no.
    7. NEFT details for direct payment.
  3. Each half year, on July 1 and January 1, LIC will credit the scholarship payment to the Account of the beneficiary student, by NEFT or bank account, if the NEFT facility is unavailable.

Required Document for Aam Aadmi Bima Yojana AABY

Important Document to Apply Online
  • Applicant’s Aadhar Card
  • Identity card issued by reputed employer/government department
  • Ration card
  • Birth certificate
  • School certificate evidence
  • Voter id
  • mobile number
  • Passport size photo

Aam Aadmi Bima Yojana Eligibility Criteria

Beneficiary Guidelines
  • Applicants for Aam Aadmi Bima Yojana (AABY) must be between 18 and 59 years of age.
  • The applicant should belong to a Below Poverty Line (BPL) family.
  • The beneficiary should be the head of the family and there should be only one earning person in the family.
  • Slightly above poverty line families who are part of any vocational group mentioned in the scheme.
  • Applicant should belong to a landless family.

One member of the family will be eligible to get coverage. He/she should be the breadwinner of the family.

48 vocational groups are identified under the scheme and the members belonging to those groups can be covered.

The identified groups are as follows –

Beedi workers

Brick kiln workers

Fishermen

Handloom weavers

Handloom and Khadi weavers

Leather and tannery workers

Papad workers who are associated with SEWA

Primary milk producers

Safai karamacharis

Tendu leaf collectors

Sericulture

Forest workers

Women of hilly areas

Textile

Food stuffs like sugar or khandsari

Manufacture of paper products

Mineral products like earthen toys manufacture

Chemical products like candle manufacture

Rural poor

Transport karamacharis

Aanganwadi teachers

Coconut processors

Sheep breeders

Women associated with self-help groups

Cobblers

Carpenters

Hamals

Handicraft artisans

Lady tailors

Physically handicapped people who are self-employed

Auto drivers or rickshaw pullers

Slat growers

Forest workers

Scheme for the urban poor

Powerloom workers

Toddy tappers

Manufacture of wood products

Manufacture of leather products

Rubber and coal products

Printing

Transport drivers association

Agriculturists

Firecrackers’ workers

Construction workers

Plantation workers

Kotwal

Overseas Indian workers

Unorganized workers covered under the Rashtriya Swasthya Bima Yojana

Aam Aadmi Bima Yojana 2020: Online Application Form, Claim Procedure

ABOUT SCHEME
Aam Aadmi Bima Yojana 2020: Online Application Form PDF Download – The Aam Admi Bima Yojana was launched on 2nd October 2007. It is a social security scheme that is targeted toward the low-income families of India. This scheme benefits those who are usually not on a payroll, for example, fishermen, auto drivers, cobblers, etc. Due to low income, they may not think of saving money to face a grave contingency like death or disability.

A nodal agency has been formed for this. The nodal agency will be appointed by the Central Ministry Department / State Government / Union Territory of India / any other institutional arrangement / any registered NGO to operate the scheme as per rules. In the case of “rural landless families”, the nodal agency State Government / Union Territory has to be appointed to operate the scheme.

How To Join The Scheme

The Scheme is based on Nodal Agency Model. A Nodel Agency can be Panchayats, NGOs, Self Help Groups or any other Institutionalised arrangements. The Nodal Agency can contact the nearest Pension and Group Scheme office or any LIC Branch office the details of which are available under the TAB Locator.

Premium Amount: AABY 2020 to be a premium

In the case of normal death, a policy with an insurance cover of Rs 30,000 is a yearly premium of Rs 200. The policy takers only have to pay 100 rupees out of this, as the remaining 100 rupees are given by the state or union territory.

For Rural Landless Household (RLH) remaining 50 percent premium will be borne by the State Government or Union Territory

For another occupational group, the remaining 50 percent premium will be borne by Nodal Agency and/or Member and/or State Government/ UT

What is Not Covered?

Here is the list of exclusions of AABY:

  1. Cost of hospitalization
  2. Death or disability due to mental disorders
  3. Suicide
  4. Death or disability due to a war-like situation in the country
  5. Taking part in dangerous and adventurous sports
  6. Taking part in illegal activities

Funds to be provided under Aam Aadmi Bima Yojana 2020 

Under this scheme, life insurance will be provided in various circumstances, which we have given below.

Reason Amount to be paid  
Death due to natural causes Rs 30,000
Complete permanent disability in an accident. Disability of both eyes or two fingers. One eye and one finger in an accident. 75,000 rupees
Disability of one eye or one finger in an accident 37000 rupees
On accidental death 75,000 rupees

Objectives of Aam Aadmi Bima Yojana 2020

SCHEME OBJECTIVE
  • The scheme will provide coverage to the head of a rural landless family in states with partial and permanent disability or to an earning member of the family with the benefit of life insurance coverage. Under this LIC Aam Aadmi Bima Yojana 2020 , premiums will be paid annually to the beneficiaries.

Major Benefits

BENEFICIARY BENEFITS

Coverage For Death From Natural Causes:

The entry age for Aam Aadmi Bima Yojana is set between 18 and 59. If a member of this plan suffers death due to natural causes, LIC will settle a death claim for Rs.30,000.

Coverage For Disability:

The disability claim under this plan is rupees 37500/- for permanent partial disability and rupees 75000/- for permanent total disability because of an accident.

Coverage for Accidental Death

Accidents are unpredictable and they can result in severe consequences. Therefore, AABY provides coverage for accidental death. An amount of Rs. 75000/- is given to the nominee under this scheme.

other

Under this scholarship scheme, a scholarship is given for a maximum of two children studying between 9th and 12th in this insurance scheme at the rate of Rs 300 per child. It will be paid half-yearly.

Key Features of Scheme

SCHEME FEATURES
  • LIC has a special scheme for social security of workers in the unorganized sector.
  • LIC runs a social security policy called Aam Aadmi Bima Yojana (AABY).
  • The Ministry of Finance has implemented Aam Aadmi Bima Yojana.
  • Under this scheme, people of rural landless family get life insurance as well as other facilities.

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
The Aam Admi Bima Yojana is offered by LIC. This insurer is responsible for resolving queries related to the scheme. You will find the Aam Admi Bima Yojana Helpline Number on the LIC website.

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