Short Info: किसान विकास पत्र योजना 2022 ब्याज दर, कैलकुलेटर, टैक्स बेनिफिट्स – [Apply Online] Kisan Vikas Patra Yojana (KVP) 2022-23 SBI, BOB, Axis Bank, ICICI Bank, HDFC Bank – Post Office KVP Online Registration, Post Office Kisan Vikas Patra Scheme Certificate Application Form PDF Download, Eligibility, Online Purchase, Interest Rate, Calculator, Tax Benefits, Payment/ Amount Status, Features and Check Online Application Status at Official Website www.indiapost.gov.in.
Short Scheme Details: | |
Name of Scheme | Kisan Vikas Patra Yojana |
Application Status | Active |
Scheme Benefit | Double your investment |
Table of Content
Table of Contents
- 1 किसान विकास पत्र योजना 2022: Kisan Vikas Patra Yojana SBI, Online Purchase, Interest Rate, Calculator, Tax Benefits News Update
- 2 Kisan Vikas Patra Scheme 2022 Apply Online @www.indiapost.gov.in
- 3 Post Office Kisan Vikas Patra Yojana Online Registration Process
- 4 Kisan Vikas Patra Yojana 2022-23 Interest Rates
- 5 Kisan Vikas Patra (KVP) Calculator
- 6 Required Document for Kisan Vikas Patra Yojana
- 7 Kisan Vikas Patra Yojana Eligibility Criteria
- 8 Kisan Vikas Patra Yojana 2022: Online Application Form
किसान विकास पत्र योजना 2022: Kisan Vikas Patra Yojana SBI, Online Purchase, Interest Rate, Calculator, Tax Benefits News Update
Latest News Update: | |
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Kisan Vikas Patra Scheme 2022 Apply Online @www.indiapost.gov.in
Summary: Kisan Vikas Patra (KVP) is a savings scheme available at India Post Offices in the form of certificates. It is a fixed rate small savings scheme designed to double your investment after a predetermined period of time (124 months in the currently available issue).
In the Kisan Vikas Patra (KVP), the investors get twice the amount invested after the maturity period. It has to invest at least 1000 rupees. There is no fixed maximum investment limit. One can invest any amount according to his financial capacity.
All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Kisan Vikas Patra Yojana 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.
Kisan Vikas Patra Yojana 2022 – Overview | |
Name of Scheme | Kisan Vikas Patra Yojana (KVP) |
in Language | किसान विकास पत्र योजना |
Launched by | Indian government |
Beneficiaries | Citizens of India |
Major Benefit | Double your investment |
Scheme Objective | To encourage the spirit of saving towards the countrymen. |
year | 2020 |
Investment period | 124 months |
Minimum investment | ₹1000 |
Maximum investment | No limits |
Rate of interest | 6.9% |
Scheme under | Central Government |
Name of State | All India |
Post Category | Scheme/ Yojana/ Yojna |
Official Website | www.indiapost.gov.in |
Important Dates | |
Event | Dates |
Starting Date to Apply Online | — |
Last Date to Apply Online | — |
Important Links | |
Event | Links |
Apply Online | Registration | Login |
KYC Norms | Click Here |
Kisan Vikas Patra Yojana 2022 | Official Website |
Post Office Kisan Vikas Patra Yojana Online Registration Process
Kisan Vikas Patra Yojana is operated by the government, so it is considered very safe from the point of view of investment. KVP certificates can be purchased from post offices. Investing here guarantees better returns. Your invested money in Kisan Vikas Patra Yojana doubles in 124 months.
After 18 years, one can invest in Indian Kisan Vikas Patra Yojana. The special thing is that in this scheme you also get the facility of single account and joint account. However, minors can also apply in this scheme, but they will have to be supervised by a guardian.
All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:
Procedure to Apply Online Kisan Vikas Patra Yojana Application Form 2021
Step 1- Visit the Official Website of Kisan Vikas Patra Yojana i.e. www.indiapost.gov.in or Bank Portal SBI, BOB, Axis.
Step 2- On the Homepage, you have to click on the link to the investment plan. Now you have to click on the link of Kisan Vikas Patra Yojana.
Step 3- The application Form page will be displayed on the screen.
Step 4- Now enter the required details (Mention all the details such as name, father/ husband name, date of birth, gender and other information) and upload documents.
Step 5- Click on Submit Button for the final submission of the application.
Step 6- Thus you will be able to apply under Kisan Vikas Patra Yojana 2022
Kisan Vikas Patra State Wise Link
Unclaimed accounts identified as per Senior Citizen Welfare Fund Rules 2016
- Andhra Pradesh
- Arunachal Pradesh
- Assam
- Bihar
- Chhattisgarh
- Delhi
- Gujarat
- Haryana
- Himachal Pradesh
- Jammu Kashmir
- Jharkhand
- Karnataka
- Kerala
- Madhya Pradesh
- Maharashtra
- North Eastern
- Orissa
- Punjab
- Rajasthan
- Tamil Nadu
- Telangana
- Uttarkhand
- Uttar Pradesh
- West Bengal
Procedure for applying offline under Kisan Vikas Patra Yojana
Step 1- Investment in Kisan Vikas Patra, you can open an account by filling the form by going to the post office or bank.
Step 2- If you want, you can also download the form online.
Step 3- In this, write the number of purchase amount that you want to invest.
Step 4- Also fill in the name, address and other details of the applicant. Select ‘A’ or ‘B’ membership to open a KVP account in single or joint.
Step 5- If you want to make someone a nominee in it, then also fill in its details.
Step 6- For the KYC process along with the form, proof of identity, Aadhar card, PAN card, voter ID card, driving license, passport, KVP application form and address proof and death of birth certificate will have to be photocopied.
Step 7- Now you have to submit this application form to the same bank or post office.
Step 8- In this way, you will be able to apply under the Kisan Vikas Patra Yojana.
How to transfer KVP from one person to another?
The subscriber must submit a written application for the transfer of KVP Certificate from one person to another at the registered Post Office. This transfer is possible in the following cases-
- Transfer of Certificate of a deceased person to his/her heir
- From a single owner to joint owners
- From joint owners to a single owner
- From the beholder to the judge of law
The process to transfer Kisan Vikas Patra Yojana 2022
Step 1- Applicant visit to the bank or post office from where you have taken the Kisan Vikas Patra Yojana.
Step 2- Now you have to take the transfer form B from it.
Step 3- You have to enter all the information asked in this form.
Step 4- Now you have to attach all important documents to this form. Which is identity card, residence certificate, original KVP certificate, and application.
Step 5- After this you have to submit this form in the same bank or post office.
Step 6- Thus, you will be able to transfer Kisan Vikas Patra Yojana 2022 .
Kisan Vikas Patra Yojana 2022-23 Interest Rates
KVP Interest rate may change periodically based on the announcements made by the Finance Ministry. The current interest rate applicable to KVP is 6.9% per annum which will double your investment in 124 months.
The following are the historical interest rates offered by the Kisan Vikas Patra scheme* :
Time Period | Interest Rate of KVP |
Q1 FY 2022-23 | 6.9% |
Q4 FY 2019-20 | 7.6% |
Q2 FY 2019–20 | 7.6% |
Q1 FY 2019–20 | 7.7% |
Q4 FY 2018-19 | 7.7% |
Q3 FY 2018-19 | 7.7% |
Q2 FY 2018-19 | 7.3% |
Q1 FY 2018-19 | 7.3% |
*KVP principal has compounded annually
Kisan Vikas Patra (KVP) Calculator
Given below is a descriptive example of calculation of maturity amount and interest rates under Kisan Vikas Patra.
Note: It is assumed that the minimum investment is Rs.1000
Duration → | 15th Jan 2000-28th Feb 2001 | 1st March 2001-28th Feb 2002 | 3rd March 2002-28th Feb 2003 | After 1st March 2003 |
Year↓ | Amount Accrued ↓ | |||
1 | NA | NA | NA | NA |
2 | NA | NA | NA | NA |
2 Years 6 Months | Rs.1246 | Rs. 1209 | Rs. 1195 | Rs. 1170.51 |
3 Years | Rs. 1302 | Rs. 1274 | Rs. 1256 | Rs. 1207.95 |
3 Years 6 Months | Rs. 1407 | Rs. 1327 | Rs. 1305 | Rs. 1267.19 |
4 Years | Rs. 1478 | Rs. 1409 | Rs. 1382 | Rs. 1310.8 |
4 Years 6 Months | Rs. 1585 | Rs. 1470 | Rs. 1439 | Rs. 1355.9 |
5 Years | Rs. 1668 | Rs. 1572 | Rs. 1534 | Rs. 1435.63 |
5 Years 6 Months | Rs. 1779 | Rs. 1644 | Rs. 1602 | Rs. 1488.49 |
6 Years | Rs. 1874 | Rs. 1770 | Rs. 1672 | Rs. 1543.3 |
6 Years 6 Months | Rs. 2000 | Rs. 1857 | Rs. 1800 | Rs.1649.13 |
7 Years | NA | NA | Rs. 1883 | 1713.82 |
7 Years 3 Months | NA | Rs. 2000 | NA | NA |
7 Years 6 Months | NA | NA | NA | 1781.06 |
7 Years 8 Months | NA | NA | Rs. 2000 | NA |
8 Years & 8 Years 7 Months | NA | NA | NA | Rs. 1850.93 |
8 Years 7 Months | NA | NA | NA | Rs. 2000 |
More than 8 years 7 Months | NA | NA | NA | NA |
Required Document for Kisan Vikas Patra Yojana
Important Document to Apply Online |
in Hindi
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Kisan Vikas Patra Yojana Eligibility Criteria
Beneficiary Guidelines |
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Kisan Vikas Patra Yojana 2022: Online Application Form
ABOUT SCHEME |
Kisan Vikas Patra Yojana 2022: Online Application Form PDF Download – The Kisan Vikas Patra (किसान विकास पत्र योजना) scheme of the Department of Posts is a one-time investment scheme issued by the Government of India, which is present in all post offices and big banks in the country.
Kisan Vikas Patra (Types of Kisan Vikas Patra) are mainly of two ways. Single holder certificate can be opened for both adult or minor. There are two types of joint holders. In the first type, both account holders get the benefit on maturity. In the second type, one gets the entire amount at maturity or the Survivor gets this amount.
In the Form of CertificatesKVP has certificates up to Rs 1000, Rs 5000, Rs 10,000 and up to Rs 50,000, which can be purchased. Types of Kisan Vikas Patra
Minimum and Maximum Investment LimitCertificates are issued for the amount invested in the scheme. The minimum amount to invest in this scheme is Rs 1,000. PAN card is mandatory for investments above Rs 50,000. The interest on investment in KVP certificate is decided by the Ministry of Finance and is not directly related to market risks. Taxability of Kisan Vikas Patra
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Objectives of Kisan Vikas Patra Yojana 2022
SCHEME OBJECTIVE |
Kisan Vikas Patra (KVP) is one of the nine small savings schemes offered by the post office. Investors who want to avoid risk can double their money by investing in these small savings schemes. This scheme claims that by investing 10 years and 4 months (124 months), your money will double. |
Major Benefits
BENEFICIARY BENEFITS |
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Key Features of Scheme
SCHEME FEATURES |
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Helpline Number
HELPLINE NUMBER & CONTACT ADDRESS |
Customer Care Toll Free Number 1800 266 6868 09.00 am to 06.00 pm (except Sunday and gazetted holidays) Toll Free Call Centre 1800-11-2011 (For International Mails)Click here for quick help on regarding QueriesATM Customer Care Toll Free Number 1800 425 2440 (For ATM/ debit card, mobile/ internet/ SMS banking related grievances.) |
Whether benefit of 0.5% extra for senior citizens available in KVP?