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Kisan Credit Card Scheme 2020: KCC Online Registration, Objectives, Eligibility & Benefits

Short Info: किसान क्रेडिट कार्ड योजना लाभार्थी सूची, कार्ड स्टेटस, KCC किसान लिस्ट – [Apply Online] Kisan Credit Card Scheme (KCC) 2020 – Kisan Credit Card Yojana Online Registration, KCC Application Form PDF Download, Eligibility, KCC Kisan Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website pmkisan.gov.in.

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Short Scheme Details:
Name of Scheme Kisan Credit Card Scheme
Application Status Active
Scheme Benefit Provide Kisan Credit Card & Get Various Benefits
Scheme Published On 10/12/2020
Scheme Updated on 10/12/2020

Table of Content

किसान क्रेडिट कार्ड योजना 2020: Kisan Credit Card Scheme KCC Kisan List, Loan Status News Update

Latest News Update: Kisan Credit Card Scheme SBI, PNB, BOB Application Form PDF CSC
क्रेडिट कार्ड योजना किसान लिस्ट: The central government provides loans to farmers at a cheaper rate through Kisan Credit Card. Although farmers get loans at the rate of 9%, the government gives a subsidy of 2% through this card. At the same time, farmers get a further rebate of 3% if they repay this loan on time. That is, the farmer only has to pay interest at the rate of 4 percent. Different banks and NBFCs are providing Kisan Credit Cards.

PM Kisan Credit Card Scheme 2020 Apply Online CSC

Summary: Kisan Credit Card scheme was implemented by NABARD (National Bank for Agriculture and Rural Development) along with RBI (Reserve Bank of India). Under this scheme, a farmer can get Kisan Credit Card (KCC) and avail loans with lowest interest rate. Till now, many schemes have been implemented by the Central Government for crores of farmers across the country.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Kisan Credit Card Scheme 2020” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Kisan Credit Card Scheme 2020 – Overview
Name of Scheme Kisan Credit Card Scheme (KCC)
in Language किसान क्रेडिट कार्ड योजना
Launched by Central Government of India
Beneficiaries Farmers of the Country
Major Benefit Provide Kisan Credit Card & Get Various Benefits
Scheme Objective Empower Farmer of the Country
Scheme under State Government
Name of State All India
Post Category Scheme/ Yojana/ Yojna
Official Website pmkisan.gov.in
Important Dates
Event Dates
Starting Date to Apply Online
Last Date to Apply Online
Important Links
Event Links
Apply Online Download KCC Form
Notification Click Here
Kisan Credit Card Scheme 2020 Official Website

Kisan Credit Card New Update

  • India is going through the corona virus crisis which has affected all industrial, agricultural and financial operations.
  • In view of the COVID-19 Situation, the EMI Moratorium on Loan and Credit Card Payments has been extended till 31-August-2020.
  • If a farmer is unable to pay due to lockdown, he can skip payment during this period. For more information, all farmers have to contact their respective bank. It is not mandatory, if a farmer is able to pay, then he can pay it.
  • Bullet payment
  • Credit card statement
  • Principal and / or interest component
  • EMI (Equated Monthly Installment)

Kisan Credit Card Yojana Online Registration Process

This Kisan Credit Card Yojana (PM Kisan Credit Card Yojana) was started by the Central Government in the year 1998. The objective of the Kisan Credit Card scheme is to save the farmers from the clutches of the usurers. Many banks offering Kisan Credit Cards (KCC) allow farmers to apply online through their official websites. All Eligible Applicants who want to apply this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online PM Kisan Credit Card Scheme Application Form 2020

Step 1- Visit the Official Website of PM Kisan Yojana i.e. pmkisan.gov.in.

Step 2- On the Homepage, Click on the Option “download Kisan Credit Card (KCC) form” tab.

Step 3- Application Form PDF will be displayed on the web browser and take a printout of it.

Step 4- Now fill the required details (Mention all the details such as name, land, crop details and other information) and attach necessary documents.

Step 5- After that fill all the details and deposit in your nearest bank branch.

How to apply for Kisan Credit Card Scheme online through Bank Portal?

Step 1- First, Applicants need to visit the official website of the respective bank – SBI/Axis Bank/PNB/Indian Overseas Bank/Bank of India/HDFC Bank/Others.

Step 2- On this home page you will see the option of KCC Online Apply.

Step 3- You have to click on this option.

Step 4- On this page you will now have to choose the Kisan Credit Card under the drop down menu.

Step 5- After this, Click on Apply button and fill the form carefully.

Step 6- Finally, Click on submit button and you will be allotted application reference number.

Step 7- Save application reference number for future reference

Step 8- Once the loan is sanctioned, Kisan Credit Card will be dispatched

Official PM KCC Online Form Link Bank Wise

Bank Name KCC Loan Official Link
State Bank of India Click Here
Punjab National Bank Click Here
Bank of Baroda Click Here
ICICI Bank Click Here
Allahabad Bank Click Here
Andhra Bank Click Here
Sarva Haryana Gramin Bank Click Here
Canara Bank Click Here
Odisha Gramya Bank Click Here
Bank of Maharashtra Click Here
HDFC Bank Click Here
Axic Bank Click Here

How to Apply for Kisan Credit Card from Mobile?

Step 1- Visit to the Official Website (https://eseva.csccloud.in/KCC/Default.aspx)

Step 2- To get a Kisan Credit Card and a loan through it, farmers need to visit the official website of Kisan credit card.

or Click Here- https://eseva.csccloud.in/KCC/Default.aspx

Step 3- After clicking on this link, you can visit the website of the Ministry of Agriculture and Farmers Welfare. After this, you have to click on ‘Apply New KCC’.

Step 4- After that, you need to fill every detail that is required for Adhaar Card.

Step 5- This is the easiest way to apply for KCC from mobile.

Step 6- Now submit the application of this Kisan Credit Card with all the necessary documents to the nearest bank. Verification of your documents by a bank official! After 7 days your Kisan Credit Card (KCC) will be made!

Required Document for Kisan Credit Card Yojna

Important Document to Apply Online
  • Copy of Photo ID proof – Aadhaar card/PAN card/Voter ID/Driving Licence/Passport/ NREGA Job Card/Letter issued by UIDAI
  • Copy of Address Proof – Aadhaar card/Voter ID/Driving Licence/Utility Bill/Ration Card/Property Registration Document/ NREGA Job card/Bank Account Statement
  • Mobile number
  • Land documents
  • 2 passport size photographs
  • Documents asked by the bank

Kisan Credit Card Yojana Eligibility Criteria

Beneficiary Guidelines
  • The farmer must be a permanent resident of India.
  • The farmer should have cultivable land.
  • Individuals involved in farming and agricultural activities can apply for the KCC.
  • The Age of applicants should be between 18 to 75 years.
  • For people who are above 60 years, it is mandatory to have a co-applicant.
  • Tenant farmers, oral leases, and shared croppers of the cultivable lands
  • Self-help groups or joint liability groups formed by sharecroppers or tenant farmers

Kisan Credit Card Scheme 2020: Online Application Form

ABOUT SCHEME
Kisan Credit Card Scheme 2020: Online Application Form PDF Download – The Kisan Credit Card Scheme was launched in the year 1998 to fulfill the financial needs of farmers in India. The Kisan Credit Card is a government scheme that lets farmers borrow money from banks at concessional rates in the form of loans.

Where can I get a Kisan Credit Card After applying?

The Kisan Credit Card can be obtained from any Co-operative Bank, Regional Rural Bank. Or this card can also be taken from SBI, BOI and IDBI Bank. Apart from this, National Payments Corporation of India Rupees also issues Kisan Credit Card.

Kisan Credit Card Loan

Kisan Credit Card (KCC) is one of the major schemes launched by the government to help small farmers. The Government of India (GoI) gives up to Rs 1.6 lakh KCC loan without any collateral or guarantee to the small farmers who hold KCC. As per the tax and investment experts, farmers can take loans up to Rs 5 lakh KCC loan in 3 years. The KCC loan interest rate is also very low at 4 percent per annum. But, to avail the Kisan Credit Card facility, a farmer must open an account under PM Kisan Samman Nidhi Yojana.

Where can you spend a loan?

According to the Reserve Bank, only 10 per cent of the loans received through the Kisan Credit Card can be used for domestic purposes. Apart from this, you will be given loans only for agriculture related works.

Who can apply for Kisan Credit Card?

  1. Small & Marginal farmers
  2. Sharecroppers
  3. Fishermen
  4. People involved in Animal Husbandry
  5. Lessee and tenant farmers
  6. Self Help Groups (SHGs)
  7. Joint Liability Groups (JLGs)

Which fish farmers can get a farmer credit card?

  • Inland Fisheries and Aquaculture Fishermen
  • Fish farmer (individual and group / partner / crop / tenant farmer)
  • Self help group
  • Joint liability group
  • Women’s group

Which Banks are offering Kisan Credit Cards?

  • NABARD
  • State Bank of India – SBI
  • Axis Bank
  • Punjab National Bank – PNB
  • Indian Overseas Bank
  • Bank of India
  • HDFC Bank
  • IDBI

What is covered under Kisan Credit Card?

  • Loan at cheap rate of interest
  • Post-harvest expenses
  • Working capital to maintain farm assets and agriculture-related activities
  • Investment credit for plantation, drip irrigation, land development, pump sets, etc.
  • Farmers’ Consumption requirements

Active KCC State / U.T .Wise

Kisan Credit Card Scheme Uttar Pradesh Target

In Uttar Pradesh, this campaign is being run till October 10 to connect the farmers with the Kisan Credit Card. Through which 100000 farmers will be provided loans for fisheries. The Fisheries Department of Uttar Pradesh has set a target to make Kisan Credit Cards in all districts of Uttar Pradesh. Through which a total of 100000 credit cards will be made in the entire state. This goal is as follows.

District names Credit Card
Aligarh Division 2187
Agra Division 2863
Azamgarh Division 10148
Prayagraj Division 7758
Kanpur Division 5703
Gorakhpur Division 10349
Chitrakoot Division 4096
Jhansi division 3321
Devipatan mandal 2811
Ayodhya Division 8239
Bareilly Division 3097
Colony board 3701
Meerut Division 4552
Moradabad Division 8409
Varanasi Division 5254
School of education 3888
Saharanpur Division 1494
Lucknow Division 12130

Objectives of Kisan Credit Card Scheme 2020

SCHEME OBJECTIVE
  • The main objective behind the scheme is to provide instant, short-term formal credit to farmers, especially at the time of planting and harvesting season.
  • Farmers can easily avail loans to meet their agricultural needs & requirements through Kisan Credit Cards at attractive rates of interest.

Major Benefits

BENEFICIARY BENEFITS
  • The credit disbursement is hassle-free.
  • The interest rate on KCC is low.
  • KCC also provides flexible repayment alternatives to cardholders.
  • There is no restriction on cash withdrawal as long as it is within the credit limit.

Key Features of Scheme

SCHEME FEATURES
  • Farmers get flexible loan repayment options
  • Farmers can avail loan for a period of up to 3 years
  • Helps farmers in purchasing seeds, fertilizers, etc.
  • Allows farmers to withdraw cash from the card
  • Minimal documentation & maximum flexibility offered for withdrawal of the required funds from the issuing bank.
  • Kisan Credit Card holders can also enjoy benefits of National Crop Insurance Scheme & PM-KISAN

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
  • The helpline number is 011-24300606.

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