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Kerala Sahayahastham Scheme 2020: Online Registration, Objectives, Eligibility & Benefits

Short Brief: കേരള സഹയഹസ്തം പദ്ധതി – [Apply Online] Kerala Sahayahastham Scheme (CMHLS) 2020 – Sahaya Hastham Online Registration, CM Interest Free Loans to Women SHGs Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website wcd.kerala.gov.in.

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Short Scheme Details:
Name of Scheme Kerala Sahayahastham Scheme
Application Status Active
Scheme Benefit Provide proper loan facilities to all of the women self-help groups
Scheme Published On 09/02/2020
Scheme Updated on 09/02/2020

Table of Content

കേരള സഹയഹസ്തം പദ്ധതി 2020 : Kerala Sahayahastham Scheme List, Status News Update

Latest News Update: 
The number of widows in Kerala is very High. Majority of this families are living in deplorable conditions. The scheme propose to extend a helping hand to these families by way of providing financial assistance to self employment. This is a one time Financial Assistance.

Kerala Sahayahastham Scheme 2020 Apply Online

Summary: Sahayahastham Scheme 2020 has been launched by the Kerala government. In this Chief Minister’s Loan Scheme, interest free loans are provided to women self help groups (SHGs).

Over 22.77 lakh women in the state have benefited from ‘Sahayahastham’, the chief minister’s loan scheme, launched to help people who lost their livelihood due to the Covid-19 pandemic. These women are members of 1.95 lakh neighborhood groups (NHGs) under the Kudumbashree – the poverty eradication and women empowerment programme of the government.

All Candidates who are willing to apply online application then download official notification and read all eligibility criteria and application process carefully. We will provide short information about “Kerala Sahayahastham Scheme 2020” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Kerala Sahayahastham Scheme 2020 – Overview
Name of Scheme Sahayahastham Interest-Free Loan Scheme or CM Helping Hand Loan Scheme (CMHLS)
in Language കേരള സഹയഹസ്തം പദ്ധതി
Launched by Pinarayi Vijayan
Beneficiaries Women neighborhood groups
Major Benefit Loans of 2000 to 10000
Scheme Objective Provide proper loan facilities to all of the women self-help groups
Scheme under State Government
Name of State Kerala
Post Category Scheme/ Yojana
Official Website wcd.kerala.gov.in
Important Dates
Event Dates
Starting Date to Apply Online Available Soon
Last Date to Apply Online Available Soon
Important Links
Event Links
Apply Online Registration Login
Notification & Application Form Click Here
Kerala Sahayahastham Scheme 2020 Official Website

Kerala Sahayahastham Scheme Online Registration Process

Interest-free loans to women self-help groups: The scheme worth C2,000 cr is to provide interest-free loans to the women self-help groups. The participating banks give loans to the NHGs and the 9% interest charged by them is paid by the government.

Procedure to Apply Online Kerala Sahayahastham Scheme Application Form 2020

Kerala Sahayahastham Scheme 2020 to provide interest free loans to women SHGs, around 22.77 lakh women under Kudumbashree are beneficiaries, avail loan b/w Rs. 5,000 to Rs. 20,000 with repayment starts from 6 months, check complete details here.

State Level Consolidation Report

Step 1- Visit the Official Website of Kerala Sahayahastham Scheme i.e. wcd.kerala.gov.in.

Step 2- On the home page click on the option called CMHLS-State Level Consolidation

Step 3- The detail district wise list of the neighborhood self-help group members will display on your screen

Daily Reports

Step 1- Visit the Official Website of Kerala Sahayahastham Scheme i.e. wcd.kerala.gov.in.

Step 2- You can click on the tab called Daily Reports

Step 3- The updated daily reports will display on your screen

Step 4- You can also download the reports by clicking on the download button

Account Status

Step 1- Visit the Official Website of Kerala Sahayahastham Scheme i.e. wcd.kerala.gov.in.

Step 2- You can click on the tab called Bank Wise NHG Account Status

Step 3- The details of the bank and all of the account status will display on your screen.

Required Document for Kerala Sahayahastham Scheme

Important Document to Apply Online
  • Address proof
  • ID proof
  • Registration certificate of self-help group
  • Bank account details

Kerala Sahayahastham Scheme Eligibility Criteria

Beneficiary Guidelines
  • The applicant must be legal and permanent resident of the Kerala state
  • The age limit of Destitute widows most be below 55 years
  • The applicant must be working in a women self-help group
  • Yearly income limited to 1 lakh
  • The applicant must have a working bank account
  • The Project will be start alone or in connecting with SHG groups. (maximum 10 beneficiaries from a district )

Kerala Sahayahastham Scheme 2020: Online Application Form

ABOUT SCHEME
Kerala Sahayahastham Scheme 2020: Online Application Form PDF Download – 

The number of widows in Kerala is very High. Majority of this families are living in deplorable conditions. The scheme propose to extend a helping hand to these families by way of providing financial assistance to self employment. This is a one time Financial Assistance. The ‘Sahayahastham’ scheme worth Rs  2,000 crore is to provide interest-free loans to the women self-help groups.

Implementation Of The Scheme

  • The repayment starts six months after the sanction and has to be completed in three years. The loan amount to a group member ranges between Rs  5,000 and Rs  20,000.
  • Kudumbashree executive director S Harikishore said the disbursal of funds which was started in April is nearing completion.
  • There are nearly three lakh neighborhood groups under the Kudumbashree having an average loan size of Rs  4.5 lakh. The repayment rate is over 98%, thanks to the joint responsibility of group members.
  • Among the districts, Thiruvananthapuram tops the list where 2.9 lakh members of nearly 24,000 groups availed themselves of the loans. It was followed by Thrissur with 2.56 lakh members and 20,500 groups.

Financial/Help Assistance pattern

The Project will be start alone or in connecting with SHG groups. (maximum 10 beneficiaries from a district )

Handling Section in WCD Directorate

Section: Women Empowerment Cell (WEC)
Seat: WEC2
Name: Shafeena V
Designation: Senior Clerk

Objectives of Kerala Sahayahastham Scheme 2020

SCHEME OBJECTIVE
OBJAPPDETAILS

Major Benefits

BENEFICIARY BENEFITS
  • The loan amount to a group member ranges b/w Rs. 5,000 and Rs. 20,000.
  • The 9% interest charged by the banks is paid by the Kerala state government.

Key Features of Scheme

SCHEME FEATURES
  • Around 22.77 lakh women in the state have already been benefited from this scheme with an allocation of Rs. 2000 crore.
  • The women beneficiaries of Kerala Sahayahastham Scheme 2020 are members of 1.95 lakh neighborhood groups (NHGs) under the Kudumbashree.
  • Repayment of Interest Free Loans under Sahayahastham Scheme starts 6 months after its sanctioning and has to be completed in 3 years.
  • The participating banks give loans to the NHGs and the 9% interest charged by them is paid by the government.
  • About 40% of the lenders are primary agricultural credit cooperative societies, while the rest include scheduled banks and private banks.

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
HELPAPPDETAILS

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