[Apply Online] Kalinga Sikhya Sathi Yojana 2021: Registration & Login, Search For Loan, Objectives, Eligibility & Benefits

Kalinga Sikhya Sathi Yojana 2022: Apply Online, Registration & Login, Search For Loan, Objectives, Eligibility & Benefits

Short Info: [Apply Online] Odisha Kalinga Sikhya Sathi Yojana (KSSY) 2022 – Kalinga Sikhya Sathi Scheme Online Registration, Odisha Kalinga Sikhya Sathi Yojana (KSSY) Education Loan  Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website dheodisha.gov.in, www.vidyalakshmi.co.in. କାଲିଙ୍ଗା ଶିଖ୍ ସାଥୀ ଯୋଜନା | ଅନଲାଇନ୍ ଆବେଦନ, ପଞ୍ଜୀକରଣ ଫର୍ମ, ଉଦ୍ଦେଶ୍ୟ, ଯୋଗ୍ୟତା, ଲାଭ |.

Short Scheme Details:
Name of Scheme Kalinga Sikhya Sathi Yojana
Application Status Active
Scheme Benefit Educational loan to the poor students

Table of Content

କାଲିଙ୍ଗା ଶିଖ୍ ସାଥୀ ଯୋଜନା | 2022: Kalinga Sikhya Sathi Yojana List, Loan Status News Update

Latest News Update: Kalinga Sikhya Sathi Yojana (KSSY) || Educational Loan @www.vidyalakshmi.co.in
  • Odisha government to provide education loan at 1% interest.
  • This will also financially empower the poor students to pursue their aspiration in higher education, he added.

Kalinga Sikhya Sathi Yojana 2022 Apply Online @dheodisha.gov.in

Summary: Odisha Chief Minister Naveen Patnaik launched a new scheme “Kalinga Siksha Sathi Yojana” to provide education loan at 1% interest to students for pursuing higher studies. This scheme has launched to bring down the financial burden on the parents of the students who want to move forward with higher education.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Kalinga Sikhya Sathi Yojana 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Kalinga Sikhya Sathi Yojana 2022 – Overview
Name of Scheme Kalinga Sikhya Sathi Yojana (KSSY)
in Language କାଲିଙ୍ଗା ଶିଖ୍ ସାଥୀ ଯୋଜନା |
Launched by Chief Minister Of Odisha Mr Naveen Patnaik
Beneficiaries Students Of Odisha
Major Benefit Educational loan to the poor students
Application Type Online/Offline
Loan Amount Upto Rs 10 Lakh
Repayment Period 10 Years In Case Of Loan Upto Rs 7.5 Lakh And 15 Years In Case Of Loan Upto Rs 10 Lakh
Rate Of Interest 1%
Scheme Objective To Provide Educational Loan
Scheme under State Government
Name of State Odisha
Post Category Scheme/ Yojana/ Yojna
Official Website dheodisha.gov.in
Important Dates
Event Dates
Starting Date to Apply Online —
Last Date to Apply Online —
Important Links
Event Links
Apply Online Registration | Login
Notification Click Here
Kalinga Sikhya Sathi Yojana 2022 Official Website

Odisha Kalinga Sikhya Sathi Yojana (KSSY) Education Loan Online Registration Process

Odisha’s CM Shri Naveen Patnaik has launched Kalinga Sikhya Sathi Yojana on June 27. Investing in the education expenditure of the youth will definitely pave the way for the development of the state. The students wants to undergo higher studies in education, medical, engineering, management, law and others can avail the education loan under the new scheme. The scheme will definitely reduce the burden of education loans and financial stress on the poor households across the state.

Interested and eligible students can apply for Sikhya Sathi Yojana through both offline and online modes to get education loan. The offline applications can be made by visiting any of the following bank branches.

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Kalinga Sikhya Sathi Yojana Application Form 2022

Step 1- Visit the Official Website of Kalinga Sikhya Sathi Yojana under Higher Education Department, Government of Odisha  i.e. dheodisha.gov.in.

Step 2- On the Homepage, click on Kalinga sikhya Sathi  link.

Now you have to click on click here to apply

  • After that, you have to click on the register

Step 3- The “Create your Account” Registration Form page will be displayed on the screen.

Step 4- Now enter the required details (Mention all the details such as First name, Middle name, Last name, Mobile number, Email ID, Password, Captcha code and other information).

Step 5- Click on Submit button.

Step 6- Now you have to click on the login

Step 7- After that, you have to click on the student login

Step 8- Now you have to enter your email id, password, and captcha code

Step 9- After that, you have to click on the login

Step 10- Now you have to click on apply under this scheme

Step 11- After that application form will displayed on the screen.

Step 12- In this application form, you have to enter all the required details like your name, email, phone number, etc and upload all the important documents

Step 13- Click on Submit Button for the final submission of the application.

By following this procedure you can apply for the Yojana

Important Instructions

  • Please ensure that the registration details filled in are correct
  • Please enter the password in the required format

Guidelines for Registering on Vidya Lakshmi Portal

  • Name- Please enter student name as per 10th class marksheet or as per the marksheet attached with your loan application
  • Mobile Number- Enter a valid mobile number. Student can provide mobile number of parent/guardian
  • Email ID- Enter a valid email ID. Email ID will not be allowed to change. All necessary communications will be sent on this email ID.

Procedure To Login On www.vidyalakshmi.co.in Portal

Step 1- Visit the Official Website of Kalinga Sikhya Sathi Yojana under Higher Education Department, Government of Odisha i.e. dheodisha.gov.in.

Step 2- On the home page, click on the login button.

Step 3- The Login page displayed on the screen and following login option available:

Step 4- You have to click on the option of your choice

Step 5- After that, you have to enter a username, password, and captcha code

Step 6- Now you have to click on the login

By following this procedure you can log in to the portal

Offline Application Procedure Of Kalinga Sikhya Sathi Yojana

Step 1- First of all, Visit the nearest bank of your location.

Step 2- Now ask for the Kalinga Sikhya Sathi Yojana application form in the Office counter.

Step 3- Now duly fill this application form, required details like your name, email id, mobile number, etc

Step 4- After that attach all the required documents to this application form

Step 5- Now submit this application form.

By following this procedure you can apply for the Yojana

Procedure To Lodge Grievance

Step 1- Go to the official website of the Higher Education Department, Government of Odisha

Step 2- On the homepage, click on Kalinga Sikhya Sathi

Step 3- After that, you have to click on the grievance box

Step 4- Grievance form will displayed on the screen.

Step 5- In this grievance form, you have to enter necessary details like –  Name, Email, Mobile number, Address, Message & Captcha code.

Step 6- Finally, click on submit button to lodge a grievance.

Procedure To Search For Loans

Step 1- First of all, go to the official website of Vidya Lakshmi

Step 2- On the homepage, you are required to click on search for loans

Step 3- Now you have to enter your email id, password, and captcha code

Step 4- After that, you have to click on the login

Step 5- Now you have to click on the search for loan link

Step 6- The list of all the available loans will be displayed on your computer screen

Required Document for Kalinga Sikhya Sathi Yojana

Important Document to Apply Online
  • Aadhar card
  • PAN card
  • Bank passbook
  • Income certificate
  • Marksheet of last passed examination
  • Ration card
  • Mobile number
  • Passport size photograph

Kalinga Sikhya Sathi Yojana Eligibility Criteria

Beneficiary Guidelines
  • The student must be a resident of Odisha.
  • The annual family income of the applicant must not be more than 6 lakh per annum
  • Applicant must not be getting the benefit of the similar scheme from the Central or state government
  • The terms and conditions of the loan will be as per norms of individual schedule banks
  • The bank holds the authority to process the loan application

Kalinga Sikhya Sathi Yojana 2022: Online Application Form

ABOUT SCHEME
Kalinga Sikhya Sathi Yojana 2022: Online Application Form PDF Download – The Odisha Government has come up with a new scheme named as Kalinga Sikhya Sathi Yojana (KSSY) for aspiring students at only 1% interest. It has been launched by Hon’ble CM of Odisha, Shri Naveen Patnaik on 27th June 2016. This scheme has been launched to bring down the financial burden on the parents of the students who want to move forward with higher education.

If the loan amount is up to Rs 7.5 lakh then the repayment period of the loan is 10 years and if the loan is up to Rs 10 lakh then the repayment period will be 15 years. Students can avail of loans under the Yojana from scheduled banks.

Modification In Interest Subvention Scheme for KSSY

On 10.08.2016 a modification was made by the higher education department. It was stated that this scheme is beneficial for the students who are availing education loans from the lined up banks.

Courses of Study Covered under KSSY 

Under the KSSY scheme we can apply for all the courses that are being pursued in all Educational Institutions for which the Government of India interest subvention is applicable as per the CSIS scheme to provide interest subsidy.

In providing education loan at less interest rate, the state government has decided to provide education loan at 1% per annum. This will be a major help for students pursuing higher education including Management, Law, Engineering, Medicine etc.

Vidya Lakshmi Portal @www.vidyalakshmi.co.in

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA). The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal.

Details Related To Loan Amount Under Kalinga Sikhya Sathi Yojana

Maximum Amount Rs 10 Lakh
Minimum Amount No Minimum Limit
Repayment Period 10 Years In Case Of Loan Upto Rs 7.5 Lakh And 15 Years In Case Of Loan Upto Rs 10 Lakh
Rate Of Interest 1%

List of Banks Providing Kalinga Sikhya Sathi Yojana

 Serial Number  Name Of Banks
 1.  Allahabad Bank
 2.  Andhra Bank
 3.  Bank of Baroda
 4.  Bank of India
 5.  Bank of Maharashtra
 6.  Bharatiya mahila Bank
 7.  Canara Bank
 8.  Central Bank
 9.  Central Bank of India
 10.  Dena Bank
 11.  IDBI Bank
 12.  India bank
 13.  Indian Overseas Bank
 14.  Oriental Bank of commerce
 15.  Punjab and Sind Bank
 16.  Punjab National Bank
 17.  State Bank of Bikaner and Jaipur
 18.  State Bank of Hyderabad
 19.  State Bank of India
 20.  State Bank of Mysore
 21.  State Bank of Travancore
 22.  Syndicate Bank
 23.  UCO Bank
 24.  Union Bank of India
 25.  United Bank of India
 26.  Vijaya Bank
 27.  Axis Bank limited
 28.  Bandhan Bank
 29.  City Union Bank
 30.  DCB
 31.  Federal Bank
 32.  HDFC Bank
 33.  ICICI Bank
 34.  Indusland Bank
 35.  Karnataka Bank
 36.  Karur Vysya Bank
 37.  Kotak Mahindra Bank
 38.  Lakshmi Vilas Bank
 39.  Standard Chartered Bank
 40.  The South India bank limited
 41.  Yes Bank
 42.  Odisha State Cooperative Bank

Courses List under Kalinga Sikshya Sathi Yojana Loan

The scheme is for the higher studies only. Those courses which are costlier than regular course and special courses are listed under this scheme. The courses are:

  • Medical course (MBBS / MD)
  • Law courses (LLB / LLM)
  • Management courses (BBA / MBA / MBM)
  • Engineering courses (Mechanical / Electrical / Civil / Computer)
  • Other Vocational Courses

Objectives of Kalinga Sikhya Sathi Yojana 2022

SCHEME OBJECTIVE
The Odisha government has come up with a new loan scheme for the aspiring students who are willing to proceed for further higher studies. The objective of Kalinga Sikhya Sathi Yojana (KSSY) is to reduce the burden of parents who can not afford to fee for higher studies. The state government has allocated the fund of Rs. 500 crore in the state budget for successful implementation of this scheme. Chief Minister Mr. Naveen Patnaik has announced this new loan scheme namely Kalinga Sikshya Sathi Yojana for the students at only 1% interest.

Major Benefits

BENEFICIARY BENEFITS
  • This scheme is providing aid to contender students for the professional courses in UGC/AICTE acknowledged institutions.
  • The period of repayment of the loan is also at least 10 to 15 years so the candidate will not have to rush or feel tense about the repayment.
  • Under Kalinga Sikhya Sathi Yojana 2022 the Odisha government has been providing educational loans to aspiring students at a very low interest rate of only 1%.
  • The state government will meet the fund requirement of about Rs 500 crore from its own resources.

Key Features of Scheme

SCHEME FEATURES
  • The chief minister of Odisha Mr. Naveen Patnaik has launch Kalinga Sikhya Sathi Yojana
  • The scheme is applicable to students availing education loan from scheduled banks upto Rs. 10 lakh.
  • This scheme was launched on 27 June 2016 for the student of Odisha who wants to pursue higher education
  • The selection of beneficiaries and documentation including security against the loan will be as per terms of the respective bank.
  • The modification is applicable in respect of fresh education loans sanctioned on or after 1 April 2016 under the scheme.
  • The annual family income of the applicant must not be more than Rs 600000 per annum

Helpline Number 

HELPLINE NUMBER & CONTACT ADDRESS
The contact number and email ID is as follows:-

  • Helpline Number- 020-25678300
  • Email Id- vidyalakshmi@nsdl.co.in
  • Head Office Working Hours- Monday to Friday – 9:30 am to 6 pm
  • Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai, Maharashtra 400013

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