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Jharkhand Guruji Credit Card Yojana 2022: Apply Online, Registration, Eligibility & Benefits

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Short Info: [Apply Online] Jharkhand Guruji Credit Card Yojana (JGCCY) 2022 – Guruji Credit Card Scheme Online Registration, Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website www.jharkhand.gov.in. झारखण्ड गुरुजी क्रेडिट कार्ड योजना ऑनलाइन आवेदन, रजिस्ट्रेशन फॉर्म, उद्देश्य, पात्रता, लाभ.

Short Scheme Details:

Name of SchemeJharkhand Guruji Credit Card Yojana
Application StatusActive
Scheme Benefit Education Loan (Rs 10 lakh)

Table of Content

Jharkhand Guruji Credit Card Yojana 2022 @www.jharkhand.gov.in

Summary: The Jharkhand Government to start a new scheme named Guruji Credit Card Yojana to provide soft loans to the poor and deserving students who fail to get bank loans to pursue higher education. Many students from tribal and marginalized backgrounds fail to get bank assistance for higher studies. Even if their parents manage loans, they have to take on heavy mortgages. To address those challenges, the  government has started this credit card scheme

Guruji Credit Card Scheme will be beneficial for those students who are unable to complete their studies due to financial constraints. Through this scheme, the bank will provide loan amount to poor students without mortgages. This amount will be made available in the form of loan for pursuing higher education.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Jharkhand Guruji Credit Card Yojana 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

झारखण्ड गुरुजी क्रेडिट कार्ड योजना 2022 – Overview

Name of SchemeJharkhand Guruji Credit Card Yojana (JGCCY)
in Languageझारखण्ड गुरुजी क्रेडिट कार्ड योजना
Launched by Jharkhand Government
Beneficiaries Jharkhand students
Major Benefit Education Loan (Rs 10 lakh)
Scheme Objective Providing loan for education.
Scheme underState Government
Name of StateJharkhand
Post CategoryScheme/ Yojana/ Yojna
Official Websitewww.jharkhand.gov.in

Jharkhand Guruji Credit Card Yojana List, Status News Update

Latest News Update:

  • ‘Guruji Credit Card Scheme’ is being implemented for the higher education of the students of Jharkhand in case the loan amount is not available to poor students without mortgage by banks. 
  • The budget for the financial year 2022-23 has been announced by the Jharkhand government. In which a provision of Rs 26 crore 13 lakh has been made for education. 
  • This budget is Rs 1681.3 crore more than the budget allocated for higher and technical education in the financial year 2021-22. 
  • In the financial year 2022-23, the state government has proposed to set up a Biotechnology Park in Ranchi.

Guruji Credit Card Scheme Online Registration Process

Guruji Credit Card Scheme is the scheme announced by the Jharkhand Government which will be launched soon. Under this scheme, education loan will be made available to the poor students of the state. Under this provision, Jharkhand Guruji Credit Card Scheme will be launched by the Government of Jharkhand. Eligible beneficiaries will be able to take advantage of the scheme to study professional courses along with competitive exams like IITs, IIMs and Civil Services.

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Jharkhand Guruji Credit Card Yojana Application Form 2022

Step 1- Visit the Official Website of Jharkhand Guruji Credit Card Yojana i.e. www.jharkhand.gov.in.

Step 2- On the Homepage, Click on the Option “Apply Online” button.

Step 3- The application Form page will be displayed on the screen.

Step 4- Now enter the required details (Mention all the details such as name, father/ husband name, date of birth, gender, caste and other information) and upload documents.

Step 5- Click on Submit Button for the final submission of the application.

Note: Beneficiaries who want to apply under the scheme through online and offline mode. Soon the government will launch the official website to apply under this scheme. Through which the beneficiaries will be able to apply under the scheme.

Jharkhand Guruji Credit Card Yojana 2022: Online Application Form

Jharkhand Guruji Credit Card Yojana 2022: Online Application Form PDF Download – 

Jharkhand Guruji Credit Card Scheme has been launched by the Government of Jharkhand. Through this scheme, loans will be made available to the students for pursuing education. The scheme would be run by the state higher and technical education department under which BPL students would be provided soft loans of up to Rs 10 lakh for higher studies. Student can repay it in small installments in 15 years.

Higher Education in the Budget

  • 2026.13 crore budget for the financial year 2022-23
  • The budget for the financial year 2021-22 is Rs 344.83 crore
  • 1681.3 crore from last financial year

Required Document for Jharkhand Guruji Credit Card Yojana

Important Document to Apply Online:

  • Aadhar Card
  • Residence certificate
  • Income certificate
  • Proof of age
  • Passport size photograph
  • Mobile number
  • Email id etc.

Jharkhand Guruji Credit Card Yojana Eligibility Criteria

Beneficiary Eligibility Guidelines:

  • Applicant should be a permanent resident of Jharkhand.
  • Every citizen of the state will be able to get education through this scheme.

Objectives of Jharkhand Guruji Credit Card Yojana 2022

The main objective of Jharkhand Guruji Credit Card Yojana is to provide education to every citizen.  With the help of this scheme, eligible students can apply online and take a loan of up to Rs 10 lakh. This loan will be provided to them for further studies. 

  • To provide help from the government to the students belonging to the economically poor class.
  • To provide loans from banks to students for higher education and competition.

Guruji Credit Card Scheme Benefits

  • Poor students of the state will get its benefit.
  • Through this scheme, loans will be made available to the students for pursuing education.
  • Under the Guruji Credit Card scheme, they will be given a credit card and will also get an educational loan of Rs 10 lakh.
  • Under this scheme, students belonging to Scheduled Tribes, Scheduled Castes and Backward Classes will get priority.

Key Features of Guruji Credit Card Scheme

  • Jharkhand Guruji Credit Card Scheme has been launched by the Government of Jharkhand.
  • These loans will be given to them without any guarantee.
  • Students can repay the amount taken as loan in 10 to 15 years.
  • This loan will be provided to the beneficiary through credit card.
  • The loan amount will be transferred to the bank account of the eligible beneficiary.

Helpline Number & Contact Address

The helpline number for this scheme will also be issued by the government soon.

Important Dates

EventDates
Announcement Date3 March 2022
Starting Date to Apply Online
Last Date to Apply Online

Important Links

EventLinks
Apply OnlineRegistrationLogin
Jharkhand Guruji Credit Card Yojana Beneficiary ListClick Here
Jharkhand Guruji Credit Card Yojana Beneficiary StatusClick Here
NotificationClick Here
Jharkhand Guruji Credit Card Yojana Official PortalOfficial Website

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