AP YSR Jagananna Thodu Scheme 2023: Apply Online, Application PDF, beneficiary status

• The YS Jagan Mohan Reddy government of Andhra Pradesh on Wednesday released Rs 16.36 crore to assist small traders and street vendors of the state.
• The amount was released under the Jagananna Thodu scheme, which was launched to make funds available to small traders, street vendors and artisans involved in traditional handicrafts.
• YSR Congress government is to launch yet another welfare scheme with Jagananna Thodu, which aims to provide financial assistance to small scale businesses, including traditional occupations and street vendors.
• Jagan urges AP bankers to sanction loans for schemes
• Officials told the Chief Minister that 9.69 lakh beneficiaries were identified under the ‘YSR Jagananna Thodu’ programme that was scheduled to be launched on November 25. Under the scheme, the government proposed to give interest-free term loans to small traders.
• Chief Minister Y.S. Jagan Mohan Reddy has said that the first phase of construction of 15.10 lakh houses for the weaker sections under the ‘Pedalandariki Illu’ programme will begin on December 25, and the beneficiaries will receive their title deeds (D Form) the same day at places where there is no court stay.

• Aadhar card
• Voter ID card
• Bank account
• Mobile number
• Government identification documents

• The Applicant must be a permanent resident of Andhra Pradesh.
• The small trader must be over 18 years of age.
• The Applicant’s Family income should be less than Rs.10,000 in villages and less than Rs.12,000 in towns.
• Vegetables, fruits, ready-to-eat street food, tea, pakodas, bread, eggs, textile, artisan products, books/ stationery sellers are eligible under the AP Jagananna Thodu Scheme 2023.
• Must have Aadhaar, Voter Card or any other identity card issued by the Government.
• Barbershops, cobblers, pan shops, laundry services are also included in the street vendors category and can avail of a loan of Rs. 10,000/- under this Scheme.
• People having permanent or temporary shops in villages or towns with a space of 5 feet long, 5 feet or less are eligible to apply under this scheme.
• Those who trade on bicycles, motorcycles and autos from one place to another are also eligible.

As part of the scheme, about 6.29 lakh applications of the vendors were linked with the banks so far and Chief Minister YS Jagan Mohan Reddy has directed the officials to complete linking all beneficiaries with banks by November 24.

Selection Criteria

The following selection criteria will follow to select the beneficiaries:-

• First of all, you will submit the application form to the concerned authorities
• A form will forward to the concerned authorities for approval
• The concerned authorities will make a merit list
• The loan will sanction to the bank account of the beneficiaries

• YS Jagan Mohan Reddy government, which has been implementing welfare schemes since coming to power, is all set to launch another new scheme to provide financial assistance to small scale street businesses across the state especially to those engaged in traditional occupations.
• The scheme will provide loans of Rs 10,000 to small traders selling on footpaths, street goods and groceries.
• The AP government’s ‘Jagannanna Thodu’ scheme seeks to help small traders who are struggling with high-interest rates.
• The scheme aims at helping traders, vendors and artisans who find it difficult to repay high-interest loans that they take to keep their businesses afloat.

• Interest-free term loan of Rs 10,000 per year would be extended to the hawkers, street vendors, and artisans engaged in traditional handicrafts through banks.
• The scheme will benefit those who sell the groceries at footpaths, carts on the streets, various items on bicycles, vegetables, fruits, those who make a living by selling as well as those who run tiffin centers along the road, and those who sell various items on stalls or baskets.
• The government will  pay the interest of the loans taken by the vendors from banks.
• As many as 1,44,486 vegetable vendors applied for Jagananna Thodu, followed by 1,24,735 small Kirana traders, 85,330 tiffin-shop vendors, 26,024 roadside bunk traders, 26,024 small fancy shop traders, and nearly four lakh other petty traders and vendors.
• The beneficiaries will also be provided with QR-based smart ID cards and the scheme will be monitored by SERP, MEPMA officials.

• Detailed eligible lists will be placed on the notice boards of village and ward secretariats and a social audit will be conducted.
• The State government is all set to roll out Jagananna Thodu, a scheme to issue identity cards and provide Rs 10,000 interest-free loans to street vendors, on November 25.
• The process of issuing identity cards to small traders eligible for loans is underway. Other applications will be decided at the earliest.
• The chief minister instructed officials to ensure that all loan accounts of all sanctioned beneficiaries be immediately opened.
• Volunteers will assist those who do not yet have a bank account to open a new savings account.