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Indira Gandhi Shahri Credit Card Yojana 2021: Online Registration, Objectives, Eligibility & Benefits

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Short Info: [Apply Online] Indira Gandhi Shahri Credit Card Yojana (IGSCCY) 2021 Mobile App APK Download – Indira Gandhi Shehri Credit Card Yojna Online Registration, Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website dipr.rajasthan.gov.in. इंदिरा गांधी शहरी क्रेडिट कार्ड योजना ऑनलाइन आवेदन, रजिस्ट्रेशन फॉर्म, उद्देश्य, पात्रता, लाभ.

Short Scheme Details:

Name of SchemeIndira Gandhi Shahari Credit Card Yojana
Application StatusActive
Scheme BenefitProvide Loan amount ₹50000

Table of Content

Indira Gandhi Shahri Credit Card Yojana 2021 – Apply Online @dipr.rajasthan.gov.in

Summary: The Rajasthan government has approved the format of ‘Indira Gandhi Shahri Credit Card Yojana (इंदिरा गांधी शहरी क्रेडिट कार्ड योजना) 2021’ for self-employment to the street vendors of urban areas and the youth and unemployed in the service sector. In this scheme, interest-free loans up to Rs 50,000 will be provided to the beneficiary without any guarantee. 

The loan amount can be withdrawn by the beneficiary through credit card or debit card in one or more installments till March 31, 2022. The loan amount will be repaid in 12 equal installments from the fourth to the 15th month. Loans will be made available to about 5 lakh citizens on first come first serve basis.

All Applicants who are willing to apply online application then download the official notification and read all eligibility criteria and application process carefully. We will provide short information about “Indira Gandhi Shahari Credit Card Yojana 2021” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Indira Gandhi Shehri Credit Card Yojana 2021 – Overview

Name of SchemeIndira Gandhi Shahri Credit Card Yojana (IGSCCY)
in Languageइंदिरा गांधी शहरी क्रेडिट कार्ड योजना
Launched byGovernment of Rajasthan
BeneficiariesCitizens of Rajasthan
Major BenefitProvide Loan amount ₹50000
Scheme ObjectiveProviding credit
Scheme underState Government
Name of StateRajasthan
Post CategoryScheme/ Yojana/ Yojna
Official Websitedipr.rajasthan.gov.in

इंदिरा गांधी शहरी क्रेडिट कार्ड योजना 2021 – Indira Gandhi Shahri Credit Card Yojana List, Mobile App Download News Update

Latest News Update: Indira Gandhi urban credit card scheme

  • Indira Gandhi Shahri Credit Card Yojana will get a loan of Rs 50000, Rajasthan government has approved the draft of the scheme.
  • Circular has also been issued by the Finance Department of Rajasthan for the operation of this scheme. Under this scheme, unemployed youth will be provided financial support. 
  • शहरी क्रेडिट कार्ड योजना: इंदिरा गांधी शहरी क्रेडिट कार्ड योजना के अंतर्गत मिलेगा ब्याज मुक्त ऋण|

Indira Gandhi Shahri Credit Card Yojana Online Registration Process

The Rajasthan government has approved the format of ‘Indira Gandhi Urban Credit Card Scheme-2021’ for self-employment to the street vendors of urban areas and the youth and unemployed in the service sector. 

Under this, interest-free loan up to Rs 50,000 will be provided to the beneficiary without any guarantee. The benefit of the scheme will be provided to five lakh people living within the limits of Municipality, Municipal Council and Municipal Corporation. This scheme will be applicable for one year and loans will be sanctioned under the scheme till March 31, 2022.

All Eligible Applicants who want to apply to this scheme then read all instructions carefully and follow the given below steps to apply online application form:

Procedure to Apply Online Indira Gandhi Shahri Credit Card Yojana Application Form 2021

  • Indira Gandhi Urban Credit Card Scheme, loan related applications would be accepted only through web portal or Android app.
  • Interested beneficiaries of the state can apply under Indira Gandhi Urban Credit Card Scheme only through web portal and Android app .
  • In this regard, beneficiaries can take the help of E-Mitra Kiosk. For application in the scheme, passport size photograph, Janadhar card, Aadhar card, documents related to current residence in Rajasthan, documents related to permanent residence in Rajasthan and bank account passbook etc. will be necessary documents.
  • A help desk will also be set up at the level of the Local Bodies Department for the guidance and grievance redressal of the applicants.
  • The Finance Department will be competent for the interpretation thereof in the implementation of the scheme.

Indira Gandhi Shahri Credit Card Scheme 2021: Online Application Form

Indira Gandhi Shahari Credit Card Yojana 2021: Indira Gandhi Shehri Credit Card Mobile App Download Online Application Form PDF Download – The Indira Gandhi Shahri Credit Card Yojana has been launched by the Chief Minister of Rajasthan, Ashok Gehlot. Through this scheme, loans up to ₹ 50000 will be made available to small traders, vendors, hand cart traders and citizens providing services in the unorganized sector, who have become unemployed due to coronavirus infection. So that small traders can face a financial crisis.

The draft of Indira Gandhi Shahri Credit Card Yojana has been approved

Chief Minister Ashok Gehlot has approved the draft of this scheme. Gehlot had announced the implementation of the ‘Indira Gandhi Shahri Credit Card Yojana’ in this year’s budget to provide financial resources for employment, self-employment and daily needs in urban areas in view of the global pandemic.

Under this scheme, street vendors of urban areas and unemployed youth of the service sector will be provided with guarantee-free loans. This loan will be of ₹ 50000. The draft of this scheme has been approved by the Government of Rajasthan on 16 August 2021. 

Indira Gandhi Shahri Credit Card Yojana Nodal Officer and payment of the amount

District Collector will be the nodal officer of Indira Gandhi Urban Credit Card Scheme in the district. The verification of the beneficiaries will be done by the sub-divisional officer. The expenditure under this scheme will be borne by the state government. 

Street vendors of urban areas, people providing services in the informal sector such as hairdressers, rickshaw pullers, potters, khatis, cobblers etc. whose age is between 18 to 40 years and such people Those people who are not getting unemployment allowance will be provided an interest-free loan of up to Rs 50,000 through banks for a period of one year. Due to which the benefit of 3 months moratorium will be given after disbursement of loan, for which it will be mandatory to deposit interest-free within 12 months after the period of repayment of the moratorium.

For providing a loan from the beneficiary under this scheme, no pre-process fee will be recovered. Loans will be made available to about 5 lakh citizens on a first come first serve basis.

Implementation of Indira Gandhi Urban Credit Card Scheme

The implementation of the scheme will be done through the Department of Autonomous Government. The scheme will be implemented by the Scheduled Castes Corporation for the beneficiaries of Scheduled Castes, Scheduled Tribes and Other Backward Classes in urban areas. The scheme will remain in force for one year and fresh loans can be sanctioned till March 31, 2022. The applications received by the committee will be scrutinized and physical verification will be done. After which the loan will be made available to the beneficiaries.

Under this scheme, loans will be provided by scheduled commercial banks, regional rural banks, small finance banks, cooperative banks and non-banking finance companies. Beneficiaries will be identified at the district level on the basis of the certificate issued to the vendor by the local urban faculty. 

Beneficiaries of इंदिरा गांधी शहरी क्रेडिट कार्ड योजना

  • hairdresser
  • Rickshawwala
  • Potter
  • eat cobbler
  • Mechanic
  • Tailor
  • Washerman
  • painters
  • taps electricians etc.

Required Document for Indira Gandhi Shahri Credit Card Yojana

Important Document to Apply Online:

  • Aadhar Card
  • Residence certificate
  • Income certificate
  • Identity card
  • Age certificate
  • Mobile number
  • Passport size photograph

Indira Gandhi Shahri Credit Card Yojana Eligibility Criteria

Beneficiary Eligibility Guidelines:

  • Applicant should be a permanent resident of Rajasthan.
  • Applicant’s age should be between 18 to 40 years.
  • To get the benefit of this scheme, the monthly income of the application should be ₹ 15000 or less.
  • The monthly income of the applicant’s family should be ₹ 50000 or less.
  • All those small traders who have been given a certificate or identity card by the urban body are also eligible for this scheme.
  • Traders left in the survey or the beneficiary wonder with the recommendation letter of the Town Vending Committee will also be eligible for this scheme.
  • The vendors selected during the survey will also be eligible for this scheme. (To whom certificate or identity card has not been issued)

Objectives of Indira Gandhi Shahri Credit Card Yojana 2021

The main aim of this scheme is to restore the state vendors, people providing essential services in the informal sector like hair dressers, rickshaw wallas, potters, khatis, cobblers, masons, tailors etc. and unemployed youth by giving them financial support.

What is the purpose of Indira Gandhi Shahri Credit Card Scheme?

  • To provide interest free loan up to ₹ 50000 to the beneficiaries
  • To promote small business development in the informal sector
  • encourage self-employment
  • Providing financial resources for everyday needs
  • Mitigating the impact of Covid-19 in the informal business sector

Indira Gandhi Shehri Credit Card Benefits

  • In this इंदिरा गांधी शहरी क्रेडिट कार्ड योजना, an interest-free loan up to Rs 50,000 will be provided to the beneficiary without any guarantee.
  • This scheme will be applicable for the citizens living in the urban areas of the state. 
  • 5 lakh beneficiaries working in the informal business sector of the state will get the benefit of this scheme.
  • The official web portal and mobile application will also be released for the scheme.
  • The scheme was launched on August 6, 2021 and is valid till March 31, 2022.

Key Features of Indira Gandhi urban credit card scheme

  • Indira Gandhi Shehri Credit Card Yojana 2021 has been started by the Chief Minister of Rajasthan, Ashok Gehlot.
  • Chief Minister Ashok Gehlot has approved the draft of this scheme. 
  • The loan provided under this scheme will be completely interest free. There is no need to give any kind of guarantee to get the loan under this scheme. 
  • This scheme will be applicable for one year and loans will be sanctioned under the scheme till March 31, 2022.
  • The nodal officer of this scheme in the district will be the District Collector.
  • The verification of the beneficiaries will be done by the sub-divisional officer.
  • The loan moratorium period will be 3 months and loan repayment period will be 12 months.
  • The expenditure under this scheme will be borne by the state government.
  • The loan amount can be withdrawn through credit card or debit card.

Indira Gandhi urban credit card scheme Helpline Number & Contact Address

  • Nodal Officer: Sh. Arun Kumar Joshi
  • Designation: Joint Director(News)
  • Mobile Number: 9610409010
  • Email: [email protected]

Important Dates

EventDates
Starting Date to Apply OnlineAugust 6, 2021
Last Date to Apply OnlineMarch 31, 2022

Important Links

EventLinks
Apply OnlineRegistrationLogin
Indira Gandhi Shahri Credit Card Yojana Beneficiary ListClick Here
Indira Gandhi Shahri Credit Card Yojana Beneficiary StatusClick Here
NotificationClick Here
Indira Gandhi Shahri Credit Card Yojana Official PortalOfficial Website

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