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Bihar Student Credit Card Yojana 2023: Apply Online, Registration, Loan Interest Rate, Guidelines, Objectives, Eligibility & Benefits

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Short Brief : [एप्लीकेशन फॉर्म] बिहार स्टूडेंट क्रेडिट कार्ड योजना ऑनलाइन आवेदन – [Apply Online] Bihar Student Credit Card Scheme (BSCC Loan Scheme) 2023 Detail in Hindi – Student Credit Card Yojana Bihar Online Registration, Application Form PDF, Eligibility, Guidelines, Interest Rate, Process, Features, Benefits and Status kaise check Karen, College List/ Course List, Check Online Application Status at Official Website https://www.7nishchay-yuvaupmission.bihar.gov.in/.

Short Scheme Details
Name of Scheme: Bihar Student Credit Card Scheme

Application Status: Active

Scheme Benefit: Get Student Credit Card

Table of Content

बिहार स्टूडेंट क्रेडिट कार्ड योजना 2023: Bihar Student Credit Card Yojana Check Status, Course List Latest News Update

Latest Update: “BSEFCS Applicant can view the status of his/ her BSCC Loan application from the “Applicant Support Portal”.Applicant can get all details of his/her BSCC loan application from their login here. BSCC Applicant is advised to use same Login Id & Password what it is used in MNSSBY Portal for knowing the status of his/her BSCC Loan Application.If applicant wants to modify his own details than kindly contact to their respective DRCC.

आवेदक “आवेदक सहायता पोर्टल” से अपने बीएससीसी ऋण आवेदन की स्थिति देख सकते हैं। आवेदक यहां से अपने बीएससीसी ऋण आवेदन से जुड़े सभी विवरण अपना लॉगिन करके प्राप्त कर सकते हैं।आवेदक अपने BSCC लोन की स्थिति जानने के लिए उसी लॉगिन आईडी और पासवर्ड का उपयोग करें जिसका उपयोग MNSSBY पोर्टल में किया जा रहा है | यदि आवेदक अपने विवरण को संशोधित करना चाहते है तो कृपया उनके संबंधित डीआरसीसी से संपर्क करें।

Bihar Student Credit Card Scheme 2023 Apply Online

Summary: Many boys and girls are unable to pursue higher education despite their desire. Due to lack of money, their desire to try something better succumbs.

To help such poor students, the Government of Bihar has started a brilliant scheme (BSCCS). It was launched on 2 October 2016. The government has set up the Education Finance Corporation to implement the BSCCS scheme.

Under this scheme, the state government will provide education loan of upto Rs. 4 Lakh to 12th Pass students at 0% interest rate. State Government has launched the online portal at http://www.7nishchay-yuvaupmission.bihar.gov.in for this scheme.

As a student in Bihar, you can fund your higher education course by applying for a Bihar Student Credit Card online. To help you make the most of this unique financial initiative, here is a rundown on the Bihar Student Credit Card Scheme, it’s benefits, eligibility terms and application procedure.

All Candidates who are willing to apply online application then download official notification and read all eligibility criteria and application process carefully. We will provide short information about “Bihar Student Credit Card Scheme 2023” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

Bihar Student Credit Card Scheme 2023 – Overview
Name of Scheme Bihar Student Credit Card Scheme (BSCCS)
in Language बिहार स्टूडेंट क्रेडिट कार्ड योजना
Yojana बिहार स्टुडेन्ट क्रेडिट कार्ड / स्वयं सहायता भत्ता / कुशल युवा कार्यक्रम (MNSSBY)
Name of Department शिक्षा विभाग,योजना एवं विकास एवं श्रम संसाधन विभाग
Launched by Chief Minister Nitish Kumar
Beneficiaries Student of State
Major Benefit Provide Credit Card
Scheme Objective Grant of loan for higher education to students
Scheme under State Government
Name of State Bihar
Post Category Scheme/ Yojana
Official Website https://www.7nishchay-yuvaupmission.bihar.gov.in/
Important Dates
Event Dates
Launched Date 2 October 2016
Last Date to Apply Online
Important Links
Event Links
Bihar Student Credit Card Application Form [PDF] Registration Form Login
Bihar Student Credit Card Application Status Click Here
Bihar Student Credit Card College List 2020 Click Here
Bihar Student Credit Card Scheme 2023 Official Website

Bihar Student Credit Card Scheme Objective

The state government wants to fulfill many objectives through the BSCCS scheme.

  • First, she wants to improve the literacy figures in terms of higher education in the state. A large proportion of students in the state drop out after 10th-12th.
  • Second, the government wants to promote the talent present in the state. By the year 2021, the goal is to bring students from all over the state under this scheme.
  • Third, the government wants that the student does not have to go round the bank for the loan. The loan process is completed in this scheme in about a month.

Apply Online: Bihar Student Credit Card Registration Process

How to fill Bihar Student Credit Card Application Form 2021

The students who are eligible for this scheme can apply through online portal. Following are the steps to apply online for this scheme.

Step 1. Visit the Official Website Bihar Student Credit Card Scheme i.e. https://www.7nishchay-yuvaupmission.bihar.gov.in/.

Step 2. Register as new user.

Step3. Fill the basic details.

Step 4. Student will receive an OTP (One Time Password) on registered number and email id.

Step 5. After entering the OTP, a new form will open where the student will have to submit personal details.

Step 6. After submitting personal details, 3 options will appear.

Step 7. Select the student credit card from the 3 option and fill details in new form.

Step 8. After filling the form details click the submit button.

Step 9. The Unique ID Number will be sent on the registered mobile number, after successful form submission.

Step 10. The Student will also receive a PDF copy of Submitted form and details of documents required for the further process.

Important Document

Required Document to Apply Online

Many documents are necessary to avail the BSCCS scheme. So if you want to apply in this scheme then you should keep these documents ready in advance.

  • Aadhaar Card of Applicant and Co-Applicant
  • PAN of applicant and co-applicant
  • 10th and 12th certificates and marksheets
  • Certificate of admission in higher educational institution
  • 2-2 photos of all of the students, parents and guarantors
  • residence certificate
  • Family Income Certificate and Form 16
  • Six-month statement of parent’s bank account
  • Identity card of the applicant (Aadhaar card, passport, ballot ID, driving license etc.)

IN Hindi

  • आवेदक और सह-आवेदक के आधार कार्ड
  • आवेदक और सह-आवेदक का पैन
  • 10वीं और 12वीं के सर्टिफिकेट एवं मार्क्सशीट
  • उच्च शिक्षण संस्थान में दाखिले का प्रमाणपत्र
  • विद्यार्थी, माता-पिता और गांरटर में से सभी के 2-2 फोटो
  • निवास प्रमाण पत्र
  • परिवार का आय प्रमाणपत्र और फॉर्म 16
  • माता-पिता के बैंक खाते का छह महीन का स्टेटमेंट
  • आवदेक का पहचान पत्र (आधार कार्ड, पासपोर्ट, मतदालात पहचान पत्र, ड्राइविंग लाइसेंसे आदि)

Eligibility Criteria

Beneficiary Guidelines

Who can get the benefit of BSCCS scheme?

  • Applicant must be a permanent resident of the state of Bihar.
  • Students who have passed the 12th examination can avail the benefit of Bihar Student Credit Card Scheme (BSCCS or BSCCS). Under BSCCS scheme, poor students get loan from the bank for further studies.
  • The educational institution where the student is from is recognized by the state or central government related regulatory agency.
  • The special thing about the BSCCS scheme is that the guarantor of the loan taken under it is the state government itself.

योजना का लाभ प्राप्त करने हेतु अहर्त्तायें एवं शर्ते : Bihar Student Credit Card Scheme Guidelines

  • आवेदक बिहार राज्य, अन्य राज्य अथवा केन्द्र सरकार के संबंधित नियामक एजेंसी द्वारा मान्यता प्राप्त षिक्षण संस्थान में उच्च शिक्षा हेतु नामांकित हों या नामांकन के लिए चयनित हों।
  • आवेदक बिहार का निवासी हो एवं राज्य में अवस्थित सरकार द्वारा मान्यता प्राप्त किसी संस्थान से 12वीं अथवा समकक्ष परीक्षा उर्त्तीण हो।
  • आवेदक को किसी अन्य स्रोत से किसी भी प्रकार का भत्ता/छात्रवृति/स्टूडेंट क्रेडिट कार्ड/शिक्षा ऋण या किसी प्रकार का सहायता प्राप्त नहीं हो।
  • आवेदन की तिथि को आवेदक की आयु 25 वर्ष से अधिक नहीं हो।
  • यह ऋण उच्च शिक्षा के सामान्य पाठ्यक्रमों एवं विभिन्न व्यावसायिक/तकनीकी पाठ्यक्रमों बी0ए0/बी0एस0सी0/इंजीनियरिंग/एम0बी0बी0एस0/प्रबंधन/विधि आदि के लिए दी जायेगी।

Major Benefits

Beneficiary Benefits

How much loan will be available in BSCCS?
Under BSCCS scheme, students can get a loan of up to 4 lakh rupees from the bank. The state government has tied up with more than a dozen banks for this.

Key Features of Scheme

Scheme Feature

  • The loan is available to those pursuing general and polytechnic courses, and not just technical courses
  • Financing is available at an interest rate as low as 1% for girls, transgender and divyang students
  • Monetary assistance can be used to pay fees, buy books, purchase laptops, etc.
  • The loan is owned by the government and hence has lenient recovery procedures. In extreme cases, the government may waive off the balance entirely
  • Repayment begins once the course is complete and you secure a job

Student Credit Card Scheme Course List

  • BA, BSc, B Com
  • BCA, BSc IT, Computer Applications, Computer Science
  • BSC Agriculture
  • BSC Library Science
  • BSc, BHMCT, BTech, Hotel Management
  • Diploma in Hotel Management
  • B.Tech, B.E., B.Sc.
  • BSC Nursing
  • Bachelor of pharmacy
  • BVMS
  • BAMS
  • BUMS
  • BHMS
  • BDS
  • GNM
  • Bachelor of mass communication
  • BSC in Fashion Technology
  • Bachelor of Architecture
  • BPED
  • B.Ed.
  • MSc, MTech
  • Bachelor of Physiotherapy
  • Bachelor of Occupational Therapy
  • Diploma in food processing, food production
  • Diploma in Food and Viverage Service
  • BA, BSc, B.Ed, Integrated Course
  • BBA
  • BFA
  • Diploma in Food, Nutritionist, Dietetics
  • MBBS
  • BL, LLB
  • Aalim
  • Shastri
  • B.Tech., BE (Enrolled in a three-year diploma in a state-level education council recognized institution)

Bihar Student Credit Card College List 2023

College Name College Code District
Aryabhatta KNOWLEDGE UNIVERSITY 1045 Patna
NIFT – Patna 19762 Patna
A N College, Patna 20677 Patna
J D Women’s College, Patna 20684 Patna
Government Pharmacy Institute, Patna 20827 Patna
Patna Dental College and Hospital, Patna 20845 Patna
B.N. COLLEGE, PATNA 21350 Patna
Government Ayurvedic College Hospital, Patna 20846 Patna

Download Here Complete Approved List of College for BSCC Loan

Toll-Free Helpline Number

Application related information “Economic solution, force to youth” web site http://www.7nishchay-yuvaupmission.bihar.gov.in and Toll Free Number of Facilitation Center. Talk can be obtained on 18003456444.

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